More and more banks are lowering their fixed-term deposit conditions. Savings bank customers receive an average of 2.18 percent if they invest money for two years.

An average of 1.72 percent is currently achieved by overnight investments in banks active across the country. Daily allowance not yet affected by falling interest rates across the market, Verivox says. The central bank has recently not touched the key interest rate, banks are expecting a cloudy interest rate environment, they say. The average interest rate evaluation was February 7th, and the cut-off date for the average interest rates is March 1st.