Prepaid consumption refers to a consumption model in which consumers pay a certain amount of money to operators in advance, and operators provide goods or services to consumers in installments. For consumers, prepaid consumption has large discounts and offers; for operators, it can not only lock in customers with cards, but also quickly withdraw funds.

But due to frequent problems such as illegal card application, disguised price increases, and difficulty in refunding fees, consumers cannot fall in love with it. How to solve the "stubborn problems" of prepaid consumption?.