China Merchants Bank has taken advantage of the digital trend and comprehensively promoted digital transformation along the development path of online, digital, intelligent, platform and ecological development. An artificial intelligence laboratory has been established in 2017, with the main direction of "simulating people, assisting people, and replacing people" In 2023, China Merchants Bank will further integrate its AI capabilities and multiple service modules and teams within the bank, introduce a large base model, conduct privatized deployment and training, improve intelligent service capabilities and launch a new intelligent wealth assistant.