password-free payment function is favored by many consumers because of its convenience. Many consumers reported that they were "exempted from password protection" without knowing it.

This approach obviously violates consumers' rights to know and choose. When consumers realize the problem and try to cancel the function, they often face problems. We must face up to these risks and take effective measures to prevent and respond to them. Only with the joint efforts of all parties can we ensure that our rights and interests are not infringed while enjoying the convenience brought by technology.