2024 investments: advice to savers, life insurance is starting the year with a bang. In January, the total contributions, that is to say the payments on these insurance contracts, reached almost 16 billion euros.
An exceptional performance for this type of contract which has often been in the shadow of the Livret. In 2024, insurers are promising enhanced rates that reach or exceed 4% for contracts that include stock market investments. Despite the fall in inflation, the savings rate is stable, around 17% of disposable income.