17.2 billion euros withdrawn from French current accounts in 2023, a phenomenon accelerated by inflation. 568 billion euros are still sitting in current accounts, or 19,000 euros on average per household.
In total, 10% of the financial assets of the French remain in their current account. But there are also investments at attractive rates, such as the 3% of Livret A. Term accounts and other life insurance are attractive and allow us to anticipate for the future, says Philippe Crevel.