[HIGHLIGHTS] "You can borrow up to RMB 300,000, with interest rates as low as 3.0%!" Banks start consumer loans

"You can borrow up to RMB 300,000, with interest rates as low as 3.0%!" Banks start consumer loans. Are these fancy consumer loan products reliable? What risks should we pay attention to?   Data map: Bank staff count currency.

Photo by China News Service reporter Zhang Yun The interest rates on preferential products are mostly around 3% 　　Which bank has the lowest interest rate? Which bank have the highest limit? WhichBank has the fastest approval time?