Since March, China Merchants Bank has actively implemented the work requirements of the State Financial Supervision and Administration Bureau and carried out the "Inclusive Finance Promotion Month" campaign in depth. Focusing on the action theme of “generalizing financial services and benefiting thousands of enterprises and households” and the action goal of “making financial development results more and more equitably benefit all people”, China Merchants Bank actively carries out special publicity, intensifies research and visits, and implements policies Interpret and publicize, continue to use "CMB's capabilities" to expand the influence and coverage of activities.
Quickly carry out action deployment to improve service quality and efficiency
Since the launch of the “Inclusive Finance Promotion Month” campaign, China Merchants Bank has made rapid arrangements and incorporated the “Inclusive Finance Promotion Month” into the bank’s inclusive finance work plan, clarifying various work measures to ensure solid advancement of the action. At the same time, we quickly launched the "Inclusive Finance Promotion Month" publicity on the screens inside and outside the business outlets of 44 branches across the country, and made full use of official WeChat, corporate banking and other channels to continue to strengthen publicity efforts.
China Merchants Bank’s business outlets promote the “Inclusive Finance Promotion Month” event
In addition, China Merchants Bank actively promotes inclusive financial products such as China Enterprise Loan, Science and Technology Innovation Loan, and Zhaojie Loan, and cooperates with financial consumer protection companies to take advantage of the critical period of spring plowing and resumption of work and production. In combination, publicize inclusive financial knowledge and publicize policies that benefit the people, and enhance the sense of access, happiness, and security of inclusive financial services.
In Changzhou, China Merchants Bank actively cooperates with the Science and Technology Industrial Park Management Committee to organize government-bank-enterprise matchmaking meetings and actively promotes inclusive financial products; in Xiamen, it strengthens docking with the Federation of Industry and Commerce, continuously deepens cooperation, and co-creates, builds and grows with enterprises. ; In Fuzhou, we actively participated in the government-finance-enterprise docking activities of the “Financial-Enterprise Salon to Promote Development Together” to promote inclusive financial products such as enterprise loans; in Nanning, we carried out government-finance-enterprise financing docking activities and built a financial-enterprise communication platform through the government. , to help technology and finance achieve in-depth integrated development.
The activity of recruiting administrative finance enterprises was on-site to promote the inclusive financial products recruiting enterprises loans.
Entering supply chain enterprises: deepening services and empowering the real economy
China Merchants Bank proactively integrates into the construction of modern industrial systems to help enterprises build healthy and stable supply chain systems and accelerate the formation of new productive forces. After more than ten years of innovative exploration in the field of supply chain finance, the bank has gradually formed an "industry specialization" business model, a diversified product system and a "whole-bank-serves-one" service model. While realizing the development of supply chain finance, it has , effectively empowering the real economy and resolving the financing difficulties of small, medium and micro enterprises.
In recent years, China Merchants Bank has closely followed the pace of national strategies, penetrated into the industrial chain of key industries, deepened the industry, served customers upstream and downstream of the industrial chain with "industry comprehensive solutions", and launched a number of benchmark projects. For example, for the high-end equipment industry, China Merchants Bank has actively assisted CRRC Group, the chain owner of the "Common Chain Action", by tailoring a "CRRC E-Chain" exclusive supply chain financial service solution to help the integrated development of the industrial chain.
On March 15, CMB participated in the CRRC Industry Chain Capital Chain Digital Integration Conference and delivered a keynote speech on “CRRC Chains Thousands of Enterprises, CMB E Works Together”, which not only demonstrated the rich connotation of the “shared chain cooperation” between CMB and CRRC, but also It aroused deep resonance among participating companies and guests. On March 28, China Merchants Bank held an energy and power industry financial exchange meeting in Jingdezhen, Jiangxi Province. It introduced China Merchants Bank’s supply chain financial service solutions in the energy and power industry to participating local governments and energy and power industry companies, and conducted in-depth exchanges on industry development trends.
CMB has been actively exploring new models of supply chain finance that are “online, digital, and intelligent” to help strengthen chains and enhance industrial resilience. China Merchants Bank will take advantage of this "Inclusive Finance Promotion Month" action to continue to work hand in hand with the main enterprises and partners of the industrial chain to help the integrated development of the industrial chain.
China Merchants Bank delivered a keynote speech on "CRRC Chain Thousand Enterprises, China Merchants Bank E Peers" at the CRRC Industry Chain Capital Chain Digital Integration Conference
Entering the Science and Technology Innovation Park: Deep cooperation to develop new productive forces
In recent years, China Merchants Bank has regarded the development of science and technology finance as an important main direction in serving the real economy, focusing on "systematic mechanisms, professional capabilities, and ecological scenarios" to provide technology enterprises with comprehensive, full-cycle comprehensive financial services. CMB focuses on the main line of modern industrial transformation and upgrading, builds a panoramic service chain around parks and funds, guides the entire bank to establish a service paradigm, and serves the high-quality development of technology enterprise groups accurately and efficiently.
During the "Inclusive Finance Promotion Month", China Merchants Bank conducted a series of visits and surveys to science and technology innovation parks. On March 19, I went to Zhengzhou High-tech Industrial Technology Development Zone for investigation, and had in-depth discussions with the development zone on how to leverage the high-tech zone’s own policy, industry and location advantages to further create a scientific and technological innovation highland, and continue to deepen the support and cultivation of scientific and technological enterprises. On March 21, he went to Tianjin Binhai High-tech Industrial Development Zone for investigation and introduced to the management committee special service plans such as inclusive finance and technology finance as well as the park's financial service model, and discussed the direction of collaborative cooperation among key regional industries. The two parties fully communicated on the jointly created "Jinke Points Loan" product model and promotion situation, continued to improve the financing experience of technology enterprises, and laid a solid foundation for the branch to build a high-quality technology financial service system based on the high-tech zone.
At the Beijing-Tianjin-Hebei High-tech Enterprise Development Forum event, China Merchants Bank delivered a speech on the theme of "Technology Finance Helps Enterprises High-Quality Development"
Going into the fields: in-depth research to support rural development
China Merchants Bank continues to improve the rural revitalization working mechanism, refine the rural revitalization work plan, and has implemented a number of effective measures, from improving mechanism construction and increasing support for rural revitalization, to enriching agricultural products, promoting the implementation of financial innovation, and then leveraging Financial technology improves the efficiency of rural revitalization services, provides high-quality financial services to rural business entities, and protects rural businesses.
Adhering to the social responsibility concept of "originating from society and giving back to society", China Merchants Bank took the "Inclusive Finance Promotion Month" as an opportunity to visit fields, conduct in-depth research, continue to promote rural construction and industrial revitalization, and introduce financial "living water" to effectively support rural areas. develop.
On March 25, China Merchants Bank launched a special survey on key development areas for rural revitalization in Zigong, Sichuan and other places. We conducted research symposiums on high-standard farmland construction projects with local agricultural and rural bureaus, development guarantee centers, etc., and conducted in-depth research on rural revitalization work such as high-standard farmland, agriculture, forestry, animal husbandry, and fishery; we visited key enterprises in the regional rural revitalization field to expand service channels and In the service field, it provides innovative development ideas.
China Merchants Bank conducts research on promoting services in key areas of rural revitalization such as high-standard farmland
If you work hard, you will be at the forefront; if you do universal benefit, you will be good at seeing the future. For a long time, China Merchants Bank has deeply implemented the political and people-oriented nature of financial work, focusing on serving the real economy and actively serving small and micro enterprises. As of the end of 2023, the balance of inclusive small and micro enterprise loans of China Merchants Bank has reached 800 billion yuan, an increase of nearly 20% from the end of the previous year, ranking first among joint-stock commercial banks in terms of scale.
In the future, CMB will continue to focus on the main business lines of supply chain finance, technology finance, small and micro finance, and rural revitalization, promote the high-quality development of the real economy with the high-quality development of inclusive finance, and write a great article on inclusive finance with heart.