China News Service, March 29. According to the website of the Qingdao Housing Provident Fund Management Center, the Qingdao Housing Provident Fund Management Center issued the "Notice on Adjusting the City's Housing Provident Fund Loan Policy" on the 29th. The notice mentioned that in order to give full play to the protective role of the housing provident fund system, effectively support the rigid and improved housing needs of employees, and promote the stable and healthy development of the real estate market, after deliberation and approval by the Qingdao Municipal Housing Provident Fund Management Committee, it was decided to adjust some housing provident fund loan policies in Qingdao :
1. Adjust the maximum provident fund loan limit for families purchasing a second home. For those who purchase a second self-occupied house within the administrative area of Qingdao City, if both the borrower and the spouse meet the loan application conditions, the maximum provident fund loan amount will be adjusted to 800,000 yuan; if the borrower only meets the loan application conditions, the provident fund loan amount will be adjusted to 800,000 yuan. The maximum loan amount is adjusted to 500,000 yuan.
2. Adjust the housing provident fund support policy for families with multiple children. If a multi-child family that has paid housing provident funds in Qingdao and applies for a housing provident fund loan to purchase their first or second self-occupied house in Qingdao, the loan amount can be determined by 20% higher than the loan limit calculated when the family applies for a loan.
3. Implement Qingdao’s housing provident fund loan support policy for purchasing high-quality residences and green buildings. According to the identification opinions issued by the housing and construction department, when residents purchase new high-quality residences in Qingdao or new commercial residences that meet the current green building evaluation standard of one star or above, when applying for housing provident fund loans, the loanable amount will be increased by 20%. .
4. Loan amount Under the premise of meeting the down payment ratio of provident fund loans stipulated by Qingdao City, the above second and third housing provident fund loan support policies can be used in combination. (China News Finance)