China News Service, Harbin, March 29 (Reporter Liu Xiju) On the 29th, the reporter learned from the Harbin Municipal Housing and Urban-Rural Development Bureau that the Harbin Municipal Government recently issued "Several Measures to Further Promote the Stable and Healthy Development of Harbin's Real Estate Market" (hereinafter referred to as "Measures"), and has formulated "Implementation Rules", aiming to benefit the people and enterprises while attracting talents from all over the country to "live and build a nest" in Harbin, and promote the stable and healthy development of Harbin's real estate market.
According to the "Measures", from January 1 to December 31, 2024, for individuals who do not have a household registration in Harbin City and purchase the first or second set of newly built commercial housing in District 9, after obtaining the "Real Estate Certificate", the actual purchase price will be A one-time house purchase subsidy of 2% of the payment will be given; if an individual with a non-Harbin City household registration purchases a new non-residential commercial house (commercial, office, apartment) in District 9, after obtaining the "Real Estate Certificate", a one-time house purchase subsidy of 3% of the actual purchase price will be given. Housing purchase subsidies.
In terms of housing purchase subsidies for various talents, from January 1 to December 31, 2024, those who have paid social security for more than 6 months in Kazakhstan before purchasing a house and are included in the management of the social security system and are in a state of existence, as well as those who are self-employed, age For all types of talents under 40 years old (no household registration restrictions) who purchase their first or second new commercial housing in District 9, after obtaining the "Real Estate Certificate", they will be entitled to RMB 100,000 for doctoral graduates and RMB 5 for master's degree graduates. A one-time house purchase subsidy of RMB 30,000 will be given to undergraduate graduates and college graduates (including graduates of preparatory technician classes and senior engineering classes from technical colleges). This subsidy is based on family units. From January 1 to December 31, 2024, retired military personnel who purchase their first or second new commercial housing in District 9 will be given a one-time house purchase subsidy of 30,000 yuan after obtaining the "Real Estate Certificate". This subsidy Not combined with other home purchase policies.
The "Measures" clarify that from January 1 to December 31, 2024, for families who sell their original houses and purchase a new commercial house in District 9, after obtaining the "Real Estate Certificate", they will be entitled to a new house construction area of 100 A one-time house purchase subsidy will be provided at the standard of RMB/square meter. There is no particular order in time between selling your old home and buying a new one. This policy can be combined with the housing purchase subsidy for talents and the housing purchase subsidy for non-Harbin residents to enjoy the home purchase subsidy. At the same time, enterprises (excluding real estate enterprises) that have been registered in the administrative area of Harbin City and have a total tax amount of more than 30 million yuan in the previous year that purchase new commercial and office buildings (excluding apartments) in District 9 will be subject to After obtaining the "Real Estate Certificate", a one-time house purchase subsidy of up to 3 million yuan will be given based on the construction area of 500 yuan/square meter. The purchased house cannot be transferred within 3 years.
For apartments that are actually used for residential purposes, the charging standards for heating, water supply, and power supply for residential users will be implemented. According to the degree situation of compulsory education schools in the area where the apartment-type houses are located, the "one district, one policy" will be implemented to coordinate the enrollment of school-age children of the property owner's family.
In addition, Harbin has further improved the convenience of existing housing transactions, improved work processes, established a Harbin housing transaction service platform, promoted the online processing of the entire process of existing housing transactions, and explored the creation of online signing and filing, mortgage, fund supervision, tax payment, real estate, etc. Online registration and one-stop application model. Improve the supervision mechanism for existing housing transaction funds, and expand the coverage of banking outlets that provide supervision services for existing housing transactions. Further promote the development of the "transfer with mortgage" business for existing housing transactions, guide commercial banks to extend from "peer-to-peer handling" to "inter-bank handling"; launch a pilot business of "transfer with mortgage" for housing provident fund loans.
According to the "Measures", on the premise of ensuring the value of the house mortgage, the age of second-hand housing provident fund loans is increased from 20 years to 30 years, and the sum of the loan period and the age of the house shall not exceed 50 years. The maximum loan amount for a single employee is increased from 600,000 yuan to 800,000 yuan, and the maximum loan amount for a dual-employee employee is increased from 800,000 yuan to 1 million yuan. Employees who have paid provident funds in other places are allowed to apply for provident fund loans to buy houses in Kazakhstan, and enjoy the same housing provident fund loan policies as employees who have paid provident funds in Kazakhstan.
The "Measures" clarify that land use compatibility will be increased in the preparation of controlled detailed planning, and flexible disposal of compatible proportions of residential land and commercial land will be supported; residential unit design will be innovated, and residential projects and new residential projects that have not yet been verified for planning conditions can be configured. A more comfortable open balcony, reasonable setting of equipment platform, building area and floor area ratio. At the same time, policies to assist enterprises such as phased development and construction, phased construction approval procedures, advance on-site construction, and scientific adjustment of commercial and commercial ratios were introduced. In terms of reducing enterprise development costs, the "Measures" clearly encourage enterprises to develop and utilize underground space. For real estate development projects that have obtained land use rights after July 1, 2022 (inclusive), they will use above-ground and underground space to carry out structured development. For construction projects, when collecting the land transfer price for the underground space, the transfer fee for the underground space for the first floor is 10% of the land price assessed for the corresponding purpose of the first floor in the same lot, the transfer fee for the second underground floor is 5%, and the transfer fee for the underground negative three floors is 5%. Those on the first floor and below will not be accepted. (over)