Margaux Fodéré / Photo credit: ROMAIN DOUCELIN / HANS LUCAS / HANS LUCAS VIA AFP 8:40 p.m., March 27, 2024
In recent years, mutual insurance companies have had to cover increasingly high costs, in particular because of the overall increase in French health expenses. These charges, which represent 1.2 billion euros in additional costs for complementary health insurance in 2023 and 2024, weigh on insurers' accounts.
Whether climatic, IT or security, the risks are increasing. Mutual insurance companies must cover increasingly high costs. And, inevitably, these additional expenses weigh on their account. They represent 1.2 billion euros in additional costs for complementary health insurance in 2023 and 2024.
Overall increase in health spending
First, mutual insurance companies, like Social Security, must cope with the overall increase in French health spending. But that’s not all, explains Florence Lustman, president of France Assureurs. “Supplementary health insurance, which covers 96% of the French population, is also experiencing a certain number of effects, such as transfers from compulsory health insurance to complementary health insurance,” she explains at the microphone of Europe 1.
>> READ ALSO -
Tax fraud: 15.2 billion euros collected in 2023, a record, announces Gabriel Attal
This is the case for covering dental costs with 400 million euros in additional costs for mutual insurance companies in 2023 and 2024. And inevitably, these new expenses are reflected in contract prices. So, to deal with this situation, France Assureurs is calling in particular to better fight against social fraud, a subject also dear to Gabriel Attal. The Prime Minister recently welcomed the results of the major plan against fraud launched last year with more than 2 billion in social fraud detected in 2023.