On March 6, the second session of the 14th National People's Congress held an economic-themed press conference in the Media Center Press Conference Hall. Heads of relevant departments answered questions from Chinese and foreign reporters on development and reform, fiscal budget, monetary policy, commerce, financial securities and other issues. Ask questions.
Pan Gongsheng, governor of the People's Bank of China, said at the meeting that China's mobile payments and online payments have rapidly replaced first- and second-generation retail payment tools.
The rapid development and popularization of mobile payment in China has undoubtedly played an important role in improving transaction efficiency, reducing transaction costs, and improving financial inclusion, and has also become a highlight of China's financial development.
But at the same time, it also brings some problems. Some elderly people and foreigners coming to China are inconvenient and uncomfortable with payment.
The People's Bank of China will implement the "Opinions on Further Optimizing Payment Services and Improving Payment Convenience" recently issued by the State Council, and will work with relevant government departments, commercial banks, payment institutions, bank card organizations, etc. to improve the bank card acceptance environment and optimize cash For payment services, we will improve the convenience of mobile payments by expanding methods such as “external card binding and outsourcing internal use”, focusing on key areas, places and merchants, and promoting significant results in a relatively short period of time.
Pan Gongsheng also said that the People's Bank of China, together with other financial management departments, is optimizing the institutional arrangements for the cross-border flow of financial data.
Last year, relevant national departments formulated the "Regulations on Promoting and Regulating Cross-Border Data Flows" and have publicly solicited opinions from the public.
The People's Bank of China is also working with other financial management departments to optimize the management of cross-border flow of financial data, compile a catalog of important data in the financial field, unify regulatory compliance standards, and provide clear rules and guidance to financial institutions. The cross-border flow of financial data will be more standardized and convenient in the future. .
(Produced by Xu Miaoqiao)
Editor in charge: [Wang Kai]