Improve the "soft environment" of registration services and enhance the "hard power" of high-quality development
Four departments launch eight major reform measures to make real estate registration more convenient
core reading
The Ministry of Natural Resources, together with the State-owned Assets Supervision and Administration Commission of the State Council, the State Administration of Taxation, and the State Financial Supervision and Administration Bureau, focused on "efficiently accomplishing real estate registration" and jointly launched eight reform measures to facilitate real estate registration to promote the optimization of the business environment. , supporting high-quality economic development.
□ Our reporter Zhang Wei
Real estate registration is an important system that serves economic and social development and protects the people's property rights. It is an important part of the business environment.
Recently, the Ministry of Natural Resources, together with the State-owned Assets Supervision and Administration Commission of the State Council, the State Administration of Taxation, and the State Financial Supervision and Administration Bureau, focused on "efficiently accomplishing real estate registration" and jointly worked together to issue the "On Further Improving the Convenience of Real Estate Registration and Promoting the Business Environment" "Notice on Optimization" (hereinafter referred to as the "Notice"), launched eight real estate registration facilitation reform measures to promote the optimization of the business environment and support high-quality economic development. These eight measures are: comprehensively promote "full online processing"; innovate full life cycle registration services for project construction; improve the level of enterprise-related registration services; strengthen efficient coordination of registration, taxation, and finance; expand the coverage of advance notice registration; and optimize the inheritance registration process. ; Improve the long-term mechanism to resolve problems left over from history; deepen the normalization of team style.
The four departments have taken the initiative to take a step forward, strengthen department coordination, and benchmark against world-class business environment standards. This initiative will surely achieve the goal of enhancing the "hard power" of promoting high-quality development by improving the "soft environment" of real estate registration services.
Complete house transfer in another place
Recently, Ms. Wang, who got the real estate certificate by mail for free, specially called the Huangshan Real Estate Registration Center in Anhui Province to express her gratitude: "Thank you very much. It is becoming more and more convenient now. People don't have to go there to get the certificate. It's really wonderful." Fast and good!”
It turned out that Ms. Wang, who lives in Hefei, Anhui, purchased a newly built commercial house in Huangshan. One week before the delivery, she called the Huangshan Real Estate Registration Center for consultation: She and her husband used the savings they had saved from working for many years to buy a house in Huangshan. However, because I often have to work overtime recently, I cannot go to the site to handle the transfer and certificate procedures. However, the developer said that the transfer can be done online, so that the couple can apply for the certificate while staying online.
"Is this a scam? How can such a big thing like buying a house be handled online?" Ms. Wang was buying a house for the first time, and she suspected that the developer bullied her and deliberately deceived her because she didn't understand the process.
The staff reassured her that there was no need to worry: "What the developer said was true. Online processing of real estate registration has been launched. This is to save people from having to run errands, and 'the whole process is done online and completed in one go.'" Sure enough, on the day of handover, Ms. Wang completed the transfer of the house through her mobile phone in Hefei with the developer at the Huangshan Sales Department.
According to Huang Tao, director of the Huangshan Real Estate Registration Center, Huangshan’s real estate registration service efficiency has increased by more than 10 times through the “full online process”. "In Huangshan, people from other places can complete house transfers and mortgage registrations online without having to travel back and forth; in Huangshan, it has become a thing of the past to carry a paper real estate certificate or certificate with them to apply for a household registration or enroll a child in school; in Huangshan,' One-time processing, online processing and self-service processing have become the norm."
It is worth noting that Huangshan City’s comprehensive innovation demonstration work in promoting real estate registration in accordance with the law was awarded the second batch of “National Legal Government Construction Demonstration Projects” and is the only project in the country’s real estate registration field to receive this designation.
Actively explore measures to facilitate the people
The positive results achieved by Huangshan City in real estate registration are a microcosm of the real estate registration facilitation reform that my country has been advancing in recent years.
"In the past ten years, real estate registration has undergone historic changes from decentralization to unity, and the role of real estate registration services in supporting economic and social development has become increasingly prominent." said Zhao Yan, deputy director of the Natural Resources Registration Bureau of the Ministry of Natural Resources.
Since the implementation of the "Regulations on Optimizing the Business Environment" in 2019, the Ministry of Natural Resources, together with the State Administration of Taxation and the former China Banking and Insurance Regulatory Commission, have jointly issued multiple documents to implement a series of reform measures to facilitate and benefit the people, provide high-quality real estate registration services to the corporate public, and achieve good results. .
In April 2023, Minister of Natural Resources Wang Guanghua made clear arrangements for continuing to promote the reform of real estate registration facilitation at the National Natural Resources and Real Estate Registration Work Conference, taking "convenience and benefit to the people and being more efficient" as the work goal for the future period. and direction of efforts.
In recent years, the Ministry of Natural Resources has been focusing on optimizing the business environment in the field of real estate registration, and has successively explored the implementation of "full online processing", "trans-provincial processing", "handover of land and certificate", "handover of house and certificate", etc. Reform measures: focus on improving the level of service enterprises, improve the level of enterprise-related registration services in all aspects of the project construction life cycle, optimize online inquiries of registration information, and create many vivid typical cases of optimizing the business environment.
All localities have made full use of new technologies and new methods to improve registration capabilities, and on the premise of ensuring registration quality and strictly adhering to the bottom line of safety, minimize links, materials, time, and costs. A series of good experiences and practices emerged in this process. For example, Chongqing has comprehensively improved the efficiency of comprehensive window services; Beijing, Shanghai, Sichuan and other places have set up special zones for enterprise services; Guangxi has accelerated the realization that all services and processes can be handled online; Zhejiang has basically achieved full coverage of advance registration; Shanghai has launched the "handover and delivery of certificates" Mortgage is released immediately and "certificate is handed over upon completion"; Jilin launches "loan renewal without principal repayment" mortgage registration; Tianjin actively explores the introduction of inheritance managers to handle non-notarized inheritance registration; Guangdong Innovation Map is a unified visual real estate registration information online query; Hunan adds Confirm the right to register professional titles...
Summarize experience and solve pain points
The "Notice" is a "further step" on this basis.
Comprehensively promote the "full online operation", ranking first among the eight major measures specified in the "Notice". According to Zhao Yan, currently, 2,650 counties and cities across the country have launched the "Internet + Real Estate Registration" service, and more than 2,100 counties and cities have fully realized the simultaneous issuance of paper certificates and electronic certificates. A total of 395 million electronic certificates have been issued, which is extremely high. This greatly facilitates business people to register in different places. In order to further deepen the "Internet + real estate registration" reform, upgrade to "online ease of use". The "Notice" comprehensively summarizes the experience and practices of Huangshan, Nanning, and Yiwu in carrying out "full online processing" of real estate registration, requires all localities to deepen the real-time interoperability and sharing of embedded information, and accelerate the upgrade of all real estate registration business types from online to online.
Innovative project construction full life cycle registration services are also one of the eight major measures specified in the "Notice". It is understood that at present, more than 1,900 counties and cities across the country have explored the service of "handover of houses and land and handover of certificates". More than 12 million enterprises and people have received real estate certificates when handing over state-owned construction land and handing over commercial houses. The "Notice" requires registration agencies in various regions to proactively extend real estate registration services forward, and by strengthening information sharing and business collaboration, "handover the land and handing over the certificate" in the project land supply stage, and realizing "handling the land and handing over the certificate" in the land transfer stage. During the completion stage of the project, the first registration of "Certificate of Immediate Delivery on Completion" and the "Certificate of Immediate Delivery of Property" for commercial housing units will be implemented. For those who need mortgage financing, based on the needs of business entities at different stages of project construction and the different physical forms of real estate, pure land mortgage, For mortgages on buildings under construction and real estate mortgages, mortgage cancellations, new mortgage establishments, mortgage changes, etc. will be handled in a unified manner to achieve the "immediate delivery of mortgage certificates" and create a first-class registered property business environment.
The "Notice" also pays attention to and improves some bottlenecks and pain points in practice. For a long time, the registration of real estate involved in non-notarized inheritance has been a bottleneck and pain point in the registration work. The registration of non-notarized inherited real estate is highly professional and the legal relationship is complex. There are problems such as difficulty in obtaining documentation proving relatives and inheritance relationships, difficulty in reviewing the authenticity of inheritance materials, difficulty in conducting inquiries, and high compensation risks due to registration errors, which have affected real estate to a certain extent. Registration brings convenience and benefit to the people and the protection of property rights. The "Notice" focuses on three aspects to optimize the inheritance registration process: simplifying the inspection methods of inheritance materials; introducing the inheritance administrator system; and exploring the introduction of a notification and commitment system.
Clarify property rights and protect rights and interests
The promulgation of the "Notice" will also strengthen the role of real estate registration in clarifying property rights and safeguarding rights and interests.
For example, advance notice registration is a legal system clearly stipulated in the Civil Code, and is an effective way to prevent real estate transaction risks such as "sell one house and second house" and "sell first and then mortgage". Last year, the Supreme People's Court made recommendations to the Ministry of Natural Resources to comprehensively implement advance notice registration and expand the coverage of advance notice registration. The "Notice" is a reflection of the active implementation of this.
For another example, the Civil Code stipulates the inheritance administrator system, which is an important civil system. In the inheritance registration of real estate, how to implement the inheritance administrator system has been further clarified and connected in the "Notice".
The "Notice" is the result of the joint efforts of the four departments and the result of the previous efforts of the four departments. According to Zhao Liang, deputy director of the Property Rights Management Bureau of the State-owned Assets Supervision and Administration Commission of the State Council, in November 2022, the State-owned Assets Supervision and Administration Commission, together with the Ministry of Natural Resources, issued the "Notice of the Ministry of Natural Resources and the State-owned Assets Supervision and Administration Commission of the State Council on Issues Concerning Promoting the Revitalization and Utilization of Existing Land by State-owned Enterprises", proposing that A series of supporting policies have been formulated to remove obstacles for the revitalization and utilization of existing land. In the future, we will further strengthen the registration of existing land rights of state-owned central enterprises, comprehensively improve land ownership, and actively and orderly promote the revitalization and utilization of existing land.
Liu Yi, deputy director of the Property and Behavior Tax Department of the State Administration of Taxation, said that since 2018, the State Administration of Taxation has cooperated with the Ministry of Natural Resources to vigorously promote "one-window acceptance" and "integration" of real estate registration and taxation through resource integration, process innovation, and information sharing. "Processing" and other cross-department and cross-business collaborative management and services, realizing the transformation from "multiple doors, multiple times" to "one window, one time". In 2024, the tax department will take more powerful and effective measures to implement various tax-related measures in the "Notice" and systematically and integratedly improve the convenience of real estate registration and tax processing.
Zhou Lanling, director of the Legal and Judicial Supervision Division of the State Administration of Financial Supervision and Administration, said that the promotion of "transfer with deposit" has made positive progress. The former China Banking and Insurance Regulatory Commission and the Ministry of Natural Resources jointly issued the "Notice on Collaborating to Provide Real Estate "Transfer with Deposit" to Convenience People and Benefit Enterprises" to comprehensively promote the "Transfer with Deposit" system. Promote full coverage of geographical scope, financial institutions and real estate types in a point-to-point manner, and gradually realize the normalization of "transfer with mortgage". In the past year since the system was fully implemented, it has effectively reduced corporate financing costs, promoted the efficiency of property rights flow, and achieved good social effects. In the next step, we will continue to promote the integration and connectivity of real estate registration services and financial services, continue to promote the "transfer with mortgage" reform, realize closed supervision of the entire process, and effectively prevent risks.
"In the next step, we will strengthen coordination with the State-owned Assets Supervision and Administration Commission of the State Council, the State Administration of Taxation, and the State Financial Supervision Administration to effectively implement the requirements of the "Notice" and continue to improve the level of real estate registration facilitation." Zhao Yan said. (Legal Daily)