China News Service, Chengdu, February 4 (Ducheng) The Sichuan Supervision Bureau of the State Administration of Financial Supervision and Administration released 2023 data on the 4th, saying that as of the end of 2023, the province's banking industry assets, liabilities, deposits, and loan balances were 15.46 trillion respectively. Yuan, 14.91 trillion yuan, 11.90 trillion yuan, and 10.64 trillion yuan. The scale continues to rank first in the Midwest and seventh in the country. Its loan growth rate ranks among the top in the country. The growth in total financial volume has boosted the economic recovery.
As of the end of 2023, Sichuan's insurance industry had total assets of 624.729 billion yuan, original premium income of 248.351 billion yuan, and compensation expenses of 97.449 billion yuan, a year-on-year increase of 9.37%, 8.08%, and 27.57% respectively. It provided risk protection of 1,090.08 trillion yuan, and ranked first in the country in premium scale. six.
In 2023, Sichuan's financial industry will closely adhere to the development strategy of "synchronization of four modernizations, urban and rural integration, and common prosperity of five districts". By the end of 2023, the balance of loans for key projects in the province will exceed 1.8 trillion yuan, and the balance and proportion of manufacturing loans will continue to grow. , supporting the loan balance of the six major advantageous industries to increase by 16.57% compared with the beginning of the year; fully promoting the construction of the Chengdu-Chongqing twin-city economic circle and the western financial center, and expanding the amount of "insurance capital into Sichuan" to 585.3 billion yuan; promoting the support of policy-based development financial instruments The projects have taken effect, and a total of 53.82 billion yuan has been disbursed to 333 projects.
Financial empowerment accelerates the cultivation and development of new productive forces. As of the end of 2023, Sichuan banks and insurance institutions have launched more than 40 technology financial products such as "Ke Yirong", "Ke Chuang e-Loan", "R&D Loan", "Intellectual Property Loan" and "Ke Chuang Bao"; the cumulative credit support throughout the year exceeded 18,000 technology enterprises, the loan amount increased by 18.32%; the number of first (sets) and first batch of insurance underwriting companies ranked first in the country.
In the past year, Sichuan has accurately and efficiently supported the healthy development of the private small and micro economy, vigorously guided banking financial institutions to improve their ability to provide direct financial services to private small and micro enterprises, and made good use of various policies to reduce the comprehensive financing costs of enterprises. In 2023, Sichuan will continue to realize that the growth rate of inclusive small and micro enterprise loan balances is higher than the growth rate of various loans, and the number of households with loan balances will continue to grow. Among them, the growth rate of loan balances exceeds 25%.
We will guide financial credit resources to focus on key areas of building an agricultural power, such as the supply of grain and important agricultural products, the revitalization of rural industries, and the construction of harmonious and beautiful rural areas. As of the end of 2023, the balance of agriculture-related loans in Sichuan's banking industry has achieved positive growth for 36 consecutive quarters, with the balance of agriculture-related loans and inclusive agriculture-related loans increasing by 17.96% and 19.45% year-on-year respectively. The loan-to-deposit ratio in the county was above 50%, and the average loan-to-deposit ratio in the county exceeded 70% and increased to 73.33%. Agricultural insurance coverage and compensation payments increased by 13.24% and 18.76% year-on-year respectively.
As of the end of 2023, the balance of green financing loans in Sichuan's banking industry has increased by 39.68% compared with the beginning of the year; the province's insurance industry has actively carried out environmental pollution liability insurance, with a total of 1,149 companies insured, providing risk protection of 4.893 billion yuan. Banking and insurance institutions across the province were guided to actively support the special action of carbon peak and carbon neutrality, and the balance of loans in related fields increased by 48.44% compared with the beginning of the year.
In 2023, Sichuan will focus on improving the quality and efficiency of financial services in the field of people's livelihood and promote the pilot project of Chengdu and Chongqing to jointly build a new citizen financial services demonstration zone. The first batch of 24 financial institutions in Sichuan have been evaluated and listed. Banking and insurance institutions across the province were guided to establish a total of 3,701 special posts or windows for new citizen services, and launched 172 exclusive products for new citizens; the insurance conditions for the "Huiminbao" products in 17 cities (states) are decoupled from household registration, covering nearly 30 million people people; promote the steady development of critical illness insurance for urban and rural residents, covering 21 cities (prefectures) in the province, with a cumulative compensation of 14.67 million people and 26 billion yuan. (over)