According to him, in such calculations by financial institutions “there is an element of deceit.”
“We are in the process of dialogue with banks, we are waiting for figures from them, from many, we are discussing with them. There is some element, this is my value judgment, of cunning on their part in these calculations,” RIA Novosti quotes him.
In particular, he gave an example of how one bank includes in its calculations the increase in macro-surcharges starting from the new year.
“That is, in other words, the bank wants the Ministry of Finance and the state to compensate it for issuing high-risk loans. How do you like this? Lovely?” noted a representative of the Central Bank, citing another example of incorrect calculation.
He noted that the profitability of the relevant programs before the recent tightening by the government, providing for a reduction in compensation, was very high and the banks were “in chocolate.”
“Now their profitability has objectively fallen. But so far in our calculations... I don’t see negative profitability,” Danilov emphasized.
Earlier, the Central Bank of Russia published data according to which Russian banks received a record 3.3 trillion rubles in 2023. net profit.