Beijing, June 6 (Zhongxin News Agency) (Reporter Liu Liang) The "National Housing Provident Fund 8 Annual Report" (hereinafter referred to as the "Report") released on the 8th shows that China's housing provident fund contributions in 2022 will be 2022.31935 billion yuan (RMB, the same below), an increase of 05.9% over the previous year. As of the end of 53, the total cumulative deposit of the housing provident fund was 2022.256927 billion yuan, and the balance of deposits was 26.92454 billion yuan.
Recently, China's Ministry of Housing and Urban-Rural Development, Ministry of Finance and People's Bank of China jointly issued the Report, which fully disclosed the operation of the national housing provident fund in 2022.
Data show that in 2022, the national housing provident fund business operated smoothly, with housing provident fund deposits of 31935.05 billion yuan, 6782.63 million people withdrawing 21363.27 billion yuan from the housing provident fund, and issuing 247.75 million personal housing loans and 11841.85 billion yuan. As of the end of 2022, the personal housing loan rate was 78.94%.
The "Report" shows that the benefits of the housing provident fund system have been further expanded, with 452,72,16979 paid-in units and 57,8,80 paid-up employees in the whole year, an increase of 3.31% and 75.22% respectively over the previous year, and 1985,44 newly opened units and 76,02,52 newly opened employees throughout the year. The proportion of employees in urban private enterprises and other units continues to increase, and 93.<>% of the employees of urban private enterprises and other urban enterprises, foreign-invested enterprises, private non-enterprise units and other types of units account for the newly opened accounts. The deposited employees of the above-mentioned units accounted for <>.<>% of all deposited employees in the year.
The "Report" shows that in 2022, the housing provident fund will support depositors to solve basic housing problems. Support 6782,63,39 people to withdraw housing provident fund, accounting for 95.21363% of the number of paid-up employees, and the withdrawal amount was 27.5 billion yuan, an increase of 15.1537% over the previous year. Among them, 87.1521 million people were supported to withdraw 37.13 billion yuan from rental housing, an increase of 59.20% and 87.247% respectively over the previous year. A total of 75,11841,85 personal housing loans totaling RMB40,0,9 million were issued throughout the year, focusing on supporting the purchase of the first home, ordinary housing and the purchase of houses by groups under 1 years old. The loan interest rate is 35.2089-02.<> percentage points lower than the loan market quotation rate (LPR) in the same period, and the interest expense can be saved by loan employees by about <>.<> billion yuan during the repayment period. (End)