With the spread of payment services using smartphones, the Japan Fair Trade Commission has summarized the results of a survey asking banks to consider revising, saying that the reduction of transfer fees to banks borne by business operators is not sufficient. rice field.
In QR code payments using smartphones, the business operator accesses the user's account, charges the necessary amount, and transfers it to the account of the store, etc. to make the payment. are borne by the business operator.
Regarding this, the Fair Trade Commission surveyed more than 200 companies, including business operators, from March last year to last month to see if there was appropriate competition in the field of electronic payment services.
According to this, while the remittance fee between banks has been cut in half to 62 yen uniformly, about 60% of banks still charge a transfer fee when transferring money to a store account. , it means that it is decided according to the amount.
It also points out that the system usage fee for business operators to access bank accounts has not been reduced in line with the cost reduction.
For this reason, the Fair Trade Commission has asked the bank to consider revising the transfer fee, and will continue to monitor whether transactions are being conducted properly in the future.