China News Service, March 3. According to the news from the website of the China Banking and Insurance Regulatory Commission on March 3, the China Banking and Insurance Regulatory Commission recently announced the "Notice on Further Improving the Pilot Work of Joint Credit Granting".
It is proposed that each China Banking and Insurance Regulatory Bureau consult with the local banking associations, and determine through statistics that the place of registration or the main place of business is in the province (autonomous region, municipality directly under the Central Government, city under separate state planning) and complies with the "Administrative Measures for Joint Credit Granting of Banking Financial Institutions (Trial)" Sixth The list of all enterprises specified in the first paragraph of the article.
If the place of registration of the enterprise is inconsistent with the place of main business operation, the China Banking and Insurance Regulatory Bureau of the place of main business operation shall be responsible for the list coordination.
Support banking financial institutions to establish a joint credit mechanism with all enterprises included in the list as much as possible, and strive to build as much as possible.
For enterprises on the list that have not established a joint credit extension mechanism, banking financial institutions are encouraged to fully share information through multiple channels, provide financing reasonably on the basis of prudent assessment of their actual needs, and avoid excessive credit extension.
For large enterprise groups and their subsidiaries, etc., in principle, they should be included in the list of joint credit enterprises.
For enterprises that meet the provisions of Article 6, Paragraph 2 of the "Measures for the Administration of Joint Credit Granting by Banking Financial Institutions (Trial)", each branch of the China Banking and Insurance Regulatory Commission consults with the local banking associations, and considers the local economic development level, enterprise capital costs, profitability, and assets. Taking liquidity and other factors into consideration, qualified banking financial institutions are encouraged to establish a joint credit granting mechanism.
(China New Finance and Economics)