<Anchor> The



charter market is not calm either.

This is because charter fraud is on the rise.

I was also able to meet victims who said it was like living in prison.



Reporter Ahn Sang-woo covered whether there was a way not to be fooled by charter fraud from the beginning.



<Reporter>



Mr. A, an office worker for 4 years.



When he said that he would definitely sign up for the deposit guarantee insurance, he signed the contract, but only after paying the balance, he found out that it was a lie.



[Mr. A/Victim of Charter Fraud: The employee in charge said on the phone, '(The lessor) has a history of subrogation, so he is subject to restrictions on joining the guarantee insurance.

I am the one who cannot sign up for the guarantee insurance in the first place.]



Because of the taxes the landlord has not paid, he cannot find a new tenant, so he just waits without any countermeasures.



[Mr. A/Victim of charter fraud: It is impossible to sell (the house) and the tenant must continue to live, so I can't escape.

It became a prison.]



To avoid jeonse fraud, you must first avoid listings where the jeonse deposit is equal to or higher than the sale price.



You can check the appropriate sales price provided by the Korea Real Estate Agency with the 'Safe Jeonse App' to be released after the Lunar New Year holidays.



In addition, it is necessary to take a copy of the register and check whether it is a house with a mortgage, and to check whether it is an illegal building by pulling out a building ledger.



Special contracts are available at the time of contract.



It is recommended to include a statement stating that the obligation to purchase guarantee insurance and the establishment of security rights are prohibited until the day after the fixed date, and that in case of violation, the contract becomes invalid and the full amount of the deposit is returned.



The surest countermeasure is to let the tenant know whether the landlord is in arrears in tax or the history of the jeonse guarantee accident before signing the jeonse contract.



From April, tenants can find out whether they have paid taxes without the consent of the landlord.



In addition, it is pointed out that the charter contract escrow system should be introduced, in which the balance is delivered to the lessor only after the tenant has signed up for the lease insurance.



(Video coverage: Park Hyeon-cheol, video editing: Lee So-young)