“The structural liquidity surplus on average for the December averaging period amounted to 2.3 trillion rubles (for the November averaging period: 1.2 trillion rubles).
In December, the surplus increased by 1.6 trillion rubles and at the end of 2022 amounted to 2.8 trillion rubles, which is in line with the forecast of the Bank of Russia: 2.6-3.2 trillion rubles.
It is noted that budgetary operations led to a larger inflow of funds to banks than expected.
Earlier, the Central Bank of Russia announced a trend towards a gradual refusal of the market from mortgages at reduced rates.