Does King Villa also have a genealogy? all about the charter scam

Villa King, Villa God, Villa Emperor, Villa Great Demon King...

It is a name given to landlords who made the tenants shed tears by not returning the deposit after collecting hundreds or thousands of tin houses through speculation without capital.

In October of last year, when Mr. Kim, who owned 1,139 houses, died, the name 'Villa King' became widely known.

Since then, whenever charter scammers appeared, media outlets created new modifiers, and as charter scammers appear in large numbers, it is now difficult for reporters to distinguish who is who.

So, for those who are confused about who the villa king is and how charter scams make money, I've organized it.

Villa King, have you already been caught?

: misconceptions and truths

Since it is not possible to disclose the name of the malicious lessor in the news, there are too many people who think that the charter fraud problem has been solved after reading articles such as “The Villa King Arrested” and “The Villa King Caught Behind”.

However, in the case of Mr. Kim, who died last year after gaining notoriety as the 'Villa King', he is only ranked 8th on the blacklist of malicious landlords based on the amount of non-return of the jeonse deposit.

If you define a villa king as a malicious landlord who bought hundreds of houses and did not return the deposit, dozens of villa kings are already rampant across the country.

There could be thousands or tens of thousands of villa kings, even considering cases of borrowing names by luring homeless people without money and newcomers to society.

Usually, they just borrowed their name and took on the tin house, and it is just the tail of the criminal ecosystem composed of construction companies, consulting companies, realtors, and lessees.

The expression 'pants boss' is also used in the sense that there will be an organization hidden behind the villa king, but this also does not always fit.

For example, Mr. Kim, who died last year, was more like a kind of freelancer who actively sold his name here and there to receive his commission.

It is more accurate to see that a kingdom of crime has been created that shares the deposit money given by tenants in the name of kickbacks.

This kind of modifier is likely to shift responsibility to a few individuals who are just the tail end of the criminal ecosystem and cause misunderstanding as if the charter fraud situation has already been structurally resolved.

However, since it is an expression that is already socially used, please understand that it is expressed as the king of villas to help the understanding of the news audience.

Recently, while appearing on a news program, I was asked how to avoid charter scams. The Ministry of Land, Infrastructure and Transport presented a checklist, but to be honest, there is no way to avoid chartered scammers if they decide to attack.

It is important to check the certified copy of the register before signing the contract, but if the landlord is not a famous villa king, it is difficult to know the return ability and there is no way to respond if the landlord changes after the charter contract.

Rather, I even think that if I emphasize the checklist, it will be to blame the victims.

When looking for a charter, I would like to tell you to avoid if the charter price is excessively high compared to the surrounding sales price, or if there is a tempting offer such as interest support.

How Villa King Makes Money: The Ecosystem of Evil

A villa in Hwagok-dong, Gangseo-gu, Seoul.

puts up a villa for sale with an official land price of 160 million won and a market price of 200 million won, a

approaches him saying he will sell the house right away.

Taking advantage of the fact that up to 150% of the publicly announced land is available for safe jeonse loans, the sale price and jeonse price are increased to 240 million won, and then advertised on the app that real estate agents see as “Jeonse 240 million won, rebate 10 million won”.

They say they will give you 10 million won if you ask for a tenant, but you still have 30 million won left.

who saw the ad

called tenants by putting tempting phrases such as

along with great photos on real estate apps and various blogs.

Collect.

Taking advantage of the difficulty in determining the market price of new villas, they say that the original market price is expensive, and offer to support a special loan interest of 5 million won for 2 years.

Since the rebate you will receive is 10 million won anyway, 5 million won is a surplus business.

The tenants who are seduced by the words 'security deposit loan' and 'rent guarantee insurance' suddenly sign a contract, only to find out that the landlord has changed.

Who the hell bought a house with a market price of 200 million won and a charter price of 240 million won?

This is the villa king.

Real estate consulting brokers mobilize other companies and even brokers to attract those who have no ability to pay back, such as the homeless and those with bad credit, to the barge.

A verified villa king like the deceased Mr. Kim is used by many companies.

From the broker's point of view, even after deducting all these costs and taxes, it is a business that leaves about 20 million won.

How do villa kings like the deceased Kim make a profit?

First of all, the title rental fee of about 2 million won per case comes into your hands.

During periods of rising villa prices, you can also see capital gains.

If the deposit is raised by 5% two years later, it is 12 million won, but if you have 1,000 villas, you will get 12 billion won every two years.

They are not responsible if they do not have the money to return the deposit.

To the tenant, “I have bad credit, so I have no money.

It just pressures them to buy a house instead of blowing up the deposit.”

Even if the auction is held through legal procedures, the bid amount is low, and the fact that less money goes to the actual victim after deducting taxes is abused.

In an ecosystem where everyone cooperates to create evil, only the tenant bears the damage.

The genealogy of the Villa kings: could have been prevented

The problem is that the Villawang incident, which has recently been a problem, is not a new thing at all.

The SBS Charter Fraud Special Coverage Team, along with Congressman Kim Seung-nam's office and space AI company Big Value, confirmed tens of thousands of registration details from 2015, and divided the time of the villa kings' appearance into the first and second generations.

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