China News Service, December 27. According to news from the website of the China Banking and Insurance Regulatory Commission on December 27, recently, the Party Committee of the China Banking and Insurance Regulatory Commission held an enlarged meeting to study in depth the spirit of the Central Economic Work Conference and the Central Rural Work Conference, and further study specific issues in light of the actual work of banking and insurance supervision. Implement the measures.
The meeting requested that the word “stability” should be put at the top of the list and progress should be made while maintaining stability. We should accurately grasp the “six overall plans”, focus on stabilizing growth, stabilizing employment, and stabilizing prices, effectively prevent and defuse major economic and financial risks, and strengthen the coordination between financial regulatory policies and other policies. Coordinate and cooperate to improve psychological expectations, boost development confidence, and form a joint force to promote high-quality development.
One is to uphold the overall leadership of the Party, especially the centralized and unified leadership of the Party Central Committee.
Adhere to the centralized and unified leadership of the Party Central Committee throughout the entire process and all aspects of financial supervision work, continue to enhance the political and people-oriented nature of financial supervision work, and unswervingly follow the path of financial development with Chinese characteristics.
Improve the implementation mechanism of the Party Central Committee's major decision-making arrangements, and conscientiously implement the reporting system for major matters.
Solidly promote the normalization and long-term effect of the central inspection and rectification.
Continue to promote banking and insurance institutions to strengthen party building, and integrate party leadership into all aspects of corporate governance.
Support and cooperate with local party committees to strengthen the leadership of party organizations in local financial institutions.
Select the best and strengthen the leadership team of small and medium-sized financial institutions, adhere to the cadre standard of "politics, business excellence", implement "financiers run finance", and do everything possible to make up for the shortcomings in the system and talents.
The second is to increase financial support to expand domestic demand.
Financial policies should be more proactive in cooperating with fiscal and social policies, giving priority to supporting the recovery and expansion of consumption.
Strengthen financial relief and assistance for traditional service industries such as catering and cultural tourism, especially small and micro enterprises and individual industrial and commercial households, which have been hit by the epidemic.
Optimize consumer financial products and services, encourage the consumption of bulk commodities such as new energy vehicles and green home appliances, promote residential consumption, and provide credit support and insurance guarantees for new types of consumption and service consumption.
Continue to improve financial services for new citizens to better meet the needs of rural migrants, newly graduated college students and other groups to live and work in peace and contentment.
Enrich the supply of financial products, increase residents' safe and stable property income through multiple channels, improve residents' household balance sheets, and enhance consumption capacity.
Strengthen the financing guarantee for investment.
Promote the improvement of the investment and financing system in the social field, and explore qualified hospitals, schools, cultural, sports, elderly care, childcare and other institutions to accelerate their development with various financing tools.
Deepen supply-side structural reforms, support the implementation of urban renewal actions and rural construction actions, and promote the filling of shortcomings in the field of social undertakings.
Give full play to the counter-cyclical adjustment role of policy banks, and guide commercial banking and insurance institutions to provide supporting financing.
Adhere to the "two unwavering" and increase financial support for private investment and private enterprises.
Promote smooth domestic and international dual cycles, improve foreign trade credit and export credit insurance services, and consolidate and expand new advantages in foreign trade competition.
The third is to actively support the construction of a modern industrial system.
Guide financial resources to gather more in the mid-to-high-end manufacturing industry, and continue to increase medium- and long-term loan grants and insurance capital investment around key areas such as advanced manufacturing, strategic emerging industries, and transformation and upgrading of traditional industries.
Strengthen financial support for the construction of modern infrastructure and circulation systems, and promote the accelerated development of the digital economy and modern service industry.
Adhere to both standardization and development, and support platform companies in leading development, creating jobs, and demonstrating their talents in international competition.
Promote the virtuous circle of "technology-industry-finance", optimize technology financial services, improve financing support for the entire industry chain, and continue to promote technology insurance pilots such as the first (set) equipment and the first batch of materials.
Support green transformation and development, promote the continuous growth of green credit scale, and develop green insurance.
Actively assist in the comprehensive promotion of rural revitalization, improve the rural financial service system, promote the continuous growth of agriculture-related loans, and increase the standard and expansion of agricultural insurance products.
The fourth is to resolutely prevent and defuse major risks in the financial field.
Adhere to "one line, one policy" and "one company, one policy", and accelerate the reform of small and medium-sized banking and insurance institutions to eliminate risks.
To deal with the risk of deterioration in the quality of credit assets in a forward-looking manner, encourage banking institutions to increase their efforts to dispose of non-performing assets, and promote the implementation of pilot programs for small and medium-sized banks to expedite the disposal of non-performing loans.
Promote the normal cycle of finance and real estate, do a good job in the work of "guaranteeing the delivery of buildings, ensuring people's livelihood, and ensuring stability", meeting the reasonable financing needs of the real estate market, and improving the balance sheets of high-quality real estate companies.
Adhere to the positioning of "housing to live in, not speculation", and implement differentiated housing credit policies based on city policies to meet rigid and improved housing needs, support the construction of the long-term rental housing market, and promote the smooth transition of the real estate industry to a new development model.
Cooperate to resolve hidden debt risks of local governments.
Adhere to the distinction between private equity and public equity, investment and credit, equity and creditor's rights, strictly prevent the resurgence of various high-risk shadow banks, promptly investigate and deal with fraudulent activities that promote "guaranteed capital and high returns", and severely crack down on illegal financial activities.
Strengthen the financial stability guarantee system, and firmly hold the bottom line of preventing regional and systemic financial risks.
Fifth, continue to deepen reform and expand opening up.
Promote the construction of a multi-level, wide-coverage, and differentiated financial institution system.
Accelerate the establishment of a modern financial enterprise system with Chinese characteristics, improve the internal governance of financial institutions, and prevent major shareholder manipulation and insider control.
We will speed up the reform of rural credit cooperatives with a focus on transforming the functions of provincial associations, and steadily advance the reform and reorganization of rural banks.
Promote the insurance industry to return to its origin, focus on the main business, and strengthen the risk protection function.
Standardize the development of the third pillar pension insurance.
Guide the trust industry to develop original businesses such as service trusts, asset management trusts, and public welfare and charitable trusts.
Urge financial asset management companies to focus on the disposal of non-performing assets.
Unswervingly promote high-level opening up to the outside world, adhere to the simultaneous development of "bringing in" and "going out", steadily expand the opening up of rules, regulations, management, standards, etc., improve the level of financial services for the joint construction of the "Belt and Road", and actively introduce stable operations , foreign-funded financial institutions with excellent qualifications and professional characteristics.
The sixth is to strengthen and improve modern financial supervision.
Improve the financial rule of law and improve prudential regulatory rules.
Follow the purpose of the Constitution and the spirit of legislation, and substantially increase the cost of violating laws and regulations.
Improve the risk prevention, early warning and disposal mechanism.
Strictly regulate the cross-regional operation of local financial institutions, and promote the classified management of business licenses of financial institutions.
Accelerate the digital and intelligent transformation of supervision, and enhance the penetration capability of data analysis.
Strengthen the protection of the legitimate rights and interests of financial consumers, and urge banking and insurance institutions to strengthen investor suitability management.
(China New Finance and Economics)
search
copy