Central bank survey: 61.8% of residents tend to "save more" in the fourth quarter

　　Chinanews.com, December 27. According to news from the central bank’s public account on the 27th, in the fourth quarter of 2022, the People’s Bank of China conducted a questionnaire survey of 20,000 urban depositors in 50 cities across the country. The results showed that:

　　The income feeling index for this quarter was 43.8%, a decrease of 3.2 percentage points from the previous quarter.

Among them, 10.8% of the residents believed that their income had "increased", a decrease of 1.3 percentage points from the previous quarter,

, a decrease of 3.8 percentage points from the previous quarter, and 23.3% of the residents believed that their income had "decreased". An increase of 5.2 percentage points from the previous quarter.

The income confidence index was 44.4%, down 2.1 percentage points from the previous quarter.

　　The employment feeling index in this quarter was 33.1%, a decrease of 2.3 percentage points from the previous quarter.

Among them, 8.9% of the residents think that "the situation is good and employment is easy", 42.0% of the residents think that it is "average", and 49.1% of the residents think that "the situation is severe and employment is difficult" or "not sure".

The employment expectation index was 43.0%, down 2.4 percentage points from the previous quarter.

　　For the next quarter, the price expectation index was 62.8%, an increase of 1.8 percentage points from the previous quarter.

Among them, 31.2% of the residents expect that prices will "rise" in the next quarter, 48.1% of the residents expect "basically unchanged", 8.7% of the residents expect "decrease", and 12.1% of the residents are "not sure".

For the housing prices in the next quarter, 14.0% of the residents expected to "increase", 53.7% of the residents expected to be "basically unchanged", 18.5% of the residents expected to "decrease", and 13.8% of the residents were "unsure".

　　Residents who tend to "consume more" accounted for 22.8%, basically the same as the previous quarter;

from the previous quarter; residents who tended to "invest more" accounted for 15.5%, a decrease of 3.7 percentage points from the previous quarter.

The top three investment methods preferred by residents are: "banks, securities, insurance company wealth management products", "fund trust products" and "stocks". The proportion of residents who choose these three investment methods is 44.1%, 20.4% and 14.7% respectively %.

　　When asked about the items they plan to increase spending in the next three months, the proportion of residents who choose from high to low is: health care (29.6%), education (27.9%), social culture and entertainment (18.5%), large-scale commodities (18.5%) %), house purchase (16.0%), insurance (15.0%), travel (13.3%).

(China New Finance and Economics)