Chinanews.com, November 21. According to news from the central bank’s website on the 21st, the People’s Bank of China and the China Banking and Insurance Regulatory Commission jointly held a national commercial bank credit work symposium on November 21 to study and deploy financial support to stabilize the economy. The implementation of policy measures.
The meeting pointed out that national commercial banks should strengthen their responsibilities, play the role of "head geese", and take the initiative to make efforts.
It is necessary to make good use of policy-based developmental financial instruments, expand medium and long-term loans, promote and accelerate the formation of more physical workloads, and better play the key role of effective investment.
Make good use of the joint efforts of special refinancing for equipment renovation and fiscal discount policies, and actively support the effective needs of the manufacturing and service industries.
It is necessary to further increase support for market entities such as small and micro enterprises, individual industrial and commercial households, and truck drivers, actively support eligible inclusive small and micro enterprises to defer repayment of principal and interest on loans in accordance with market-oriented principles, and take the initiative to reduce fees and transfer profits to the real economy .
The meeting emphasized that it is necessary to fully implement the long-term real estate mechanism, implement differentiated housing credit policies according to city policies, and support rigid and improved housing needs.
Keep real estate financing stable and orderly, stabilize the development loans of real estate enterprises and construction enterprise loans, support the reasonable demand for individual housing loans, and support the reasonable extension of stock financing such as development loans and trust loans under the premise of ensuring the security of creditor's rights.
Make good use of private enterprise bond financing support tools ("the second arrow") to support private real estate enterprises to issue debt financing.
Improve the legal guarantee and regulatory policy support for the new supporting financing of the special loan for guaranteed housing, promote the accelerated implementation of the "guaranteed housing" work, protect the legitimate rights and interests of housing consumers, and promote the stable and healthy development of the real estate market.
(China New Finance and Economics)