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is a friendly economy time.

Reporter Han Ji-yeon is with me.

Commercial bank deposit interest rates have risen by nearly 5% per year?



<Reporter>



Yes, in the past, there were many conditions for signing up for a high-interest savings account.



But now, there are many deposits of 5% per year that 'anyone can sign up'.



In this way, it is calculated that if you put in 100 million won, you can earn more than 5 million won in interest per year.



Currently, the highest interest rate is up to 5.34% per year. In the meantime, some local banks or foreign banks have had products that give more than 5% per year, but there were no commercial banks with a nationwide branch network. It looks like there is.



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But will the deposit interest rate go up?



[Reporter



] That's right.

It looks like the deposit interest rate will rise again in a week or two from now.



next week

The last monetary policy meeting of this year will be held on the 24th, and it is almost certain that the base rate will be raised again this time.

It's up to you how much you raise.



However, the consumer price index in the United States was lower than expected last month, so there is a growing possibility that the US will take the big step of raising 0.5% point instead of 0.75% point next month.



There are also observations that the Bank of Korea will also reduce the increase by 0.25%, a baby step instead of a big step.



When the standard interest rate rose by 0.5% on the 12th of last month, commercial banks also raised the interest rate on deposits by up to 1% right after.



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In August and September of this year, there were torrential rains and typhoons, and it seems that there were quite a few vehicles that were flooded due to heavy rain. Is there a possibility that these vehicles will be distributed?



<Reporter>



Yes, of the 18,000 cases for which vehicle information has been confirmed, 80% have been scrapped.

About 20% of the cars are not scrapped, so you need to be careful when trading used cars.



There were 148 submerged cars that had already been sold and owned by dealers, and 3,292 vehicles that were still owned by individuals.



The government plans to conduct thorough history management for this vehicle. Previously, only flooded vehicle information with total loss was registered in the vehicle management information system, but from September, even flooded vehicle information with partial loss can be checked.



Through the 'Automotive 365' website operated by the Korea Transportation Safety Authority, you can check the flood history of vehicles for sale for free.



Even when making transactions between individuals, we must carefully examine the vehicle performance and condition check records that contain the history of submersion.



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Working hours in Korea are still long among OECD countries.

Here are the results of this investigation.



<Reporter>



Yes, it ranked 5th among OECD member countries. Working hours decreased by 10.3% over the past 10 years to 1,915 hours last year.



Ten years ago, in 2011, when it was 2,136 hours, it was ranked first in the OECD, but in 2018, the 52-hour work system was implemented.



With 221 hours reduced, the ranking has come down to 5th place.



Among the 38 member countries, Mexico, Costa Rica, Colombia, and Chile are next. The reason why the ranking has actually decreased is that working hours have actually decreased, but the effect of Latin American countries joining the OECD is also large.



Also, although the ranking was lowered, I was still working nearly 200 hours more than the OECD average.

They worked 566 hours longer than Germany, which is 1.4 times higher than Germany.