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Let's summarize the contents so far with reporter Kim Jung-woo of the Ministry of Economy.
Q. Are there any voices saying it is difficult as interest rates rise steeply?
[Reporter Kim Jung-woo: Yes.
A year ago, interest rates were at record lows and the market was overflowing with money. Now, on the other hand, there is a money drought at the fastest rate in history.
In this case, the most problematic thing is that a company that was in good standing could temporarily collapse due to a temporary blockage of cash flow.
This is called surplus bankruptcy or surplus bankruptcy.
However, if you use the wrong amount of money, you will not be able to keep up with inflation and you may become insolvent.
Even so, it is a difficult situation to apply for, but it is not easy to cover the stones.]
Q. Wouldn't it be dangerous to lend money to construction companies?
[Reporter Kim Jung-woo: Securities companies and savings banks lent more than 80 trillion won to the real estate business.
But this is a bit worrisome.
Most of these businesses are high-return, high-risk businesses that can make a lot of money when they do well, but when the business doesn't go well, the losses are huge.
In fact, some savings banks are even experiencing 20% delinquency.
So, the government said today that it will release some money in the market and come up with a countermeasure, but it is unclear whether it will be able to stop all the unsold housing situation that has been taking place all over the country recently.
And, as we saw in the Legoland incident, it is a situation in which our financial market can shrink even with a small shock.]
Q. Are there places where the growth rate is lowered?
[Reporter Kim Jung-woo: Yes.
According to KDI, a national research institute, the Korean economy will grow 1.8% next year.
announced this.
This is a 0.5 percentage point lower than 6 months ago.
This is enough without considering the abrupt variable.
KDI has made it clear that the economy is in a slowing phase.
In a word, dark clouds are coming, but in times like these, it is time for the government to formulate a meticulous economic policy taking into account various aspects.]
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