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As the company's money line dried up, the influence began to affect individuals as well.

In particular, savings banks and mutual financial institutions frequented by ordinary people are suspending household loans one by one.



Next is reporter Im Tae-woo.



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A large savings bank with more than 20 branches nationwide.



Starting today (26th), I started not to issue home mortgage loans.



[Saving bank employee: (Can I borrow a mortgage that lends money as a mortgage?) Mortgage loans are not proceeding normally right now.]



Still, as the base interest rate continues to rise, as a result of adding the aftermath of Legoland in a difficult situation I see it.



Other savings banks are similar.



In the past month, there have been six savings banks that have completely eliminated new mortgage loans, and the rest are still accepting applications, but they are reducing loans due to stricter screening.



The loan industry and the mutual financial sector are also putting bars one after another.



Since last week, credit unions have suspended apartment payments and moving expenses until the end of the year, making the loan path for low-income earners narrower.



Credit loans are more difficult.



The number of savings banks that did not lend at all to people with low credit scores below 600 points rose to 11, and the number of banks that stopped lending itself increased to 46.



[Self-Employed: Go guarantee insurance, where do you go?

Do all the paperwork, do this, do that, do it.

Go ahead and get a loan.

It does n't matter what the score is.]



The low-credit and low-collateralized people who have used the second and third financial institutions will be hit.



[Seong Tae-yoon/Professor, Department of Economics, Yonsei University: Discussion about credit enhancement and financial support for these people (necessary) because they may be exposed to higher interest rates or be forced to use illegal financial funds.



] The government should not only support financial companies, but also come up with measures so that the finances of the working class are not blocked.



(Video coverage: Jeon Gyeong-bae, video editing: Choi Hye-young)