The Central Bank of Russia announced a decrease in the share of consumer loans with a high debt burden

This is stated in the document.

“In the II quarter of 2022, the share of unsecured consumer loans with personal income tax (indicator of the debt burden of the borrower. -

) 80+ decreased to 28.4% (-5.8 p.p. per quarter), which was due to increased requirements for borrowers ", - stated in the report.

At the same time, the regulator noted that “against the background of a decrease in real incomes of the population, the quality of unsecured consumer loans is deteriorating - the growth of restructuring is accompanied by an increase in non-performing debt (90+), as a result, by mid-2022, the share of problem debt (90+ and restructuring) has already exceeded 10% portfolio."

Earlier, the Izvestiya newspaper, citing the website of the National Bureau of Credit Histories (NBCH), reported that the number of car loans issued in Russia has been growing for the fifth month in a row.