The Paper reporter Ji Simin
"Cancel house subscription and loan subscription", "encourage the elderly to buy houses with relatives"... On March 1 this year, Zhengzhou became the first city in the country to relax the purchase restriction policy, and many cities followed up to adjust the purchase restriction policy.
Over 30 cities adjust the purchase restriction policy
According to incomplete statistics from The Paper, since this year, Zhengzhou, Qinhuangdao, Fuzhou, Quzhou, Lanzhou, Shaoxing, Foshan, Shenyang, Huizhou, Zhongshan, Dongguan, Jurong, Changsha, Yangzhou, Hefei, Shenyang, Hangzhou, Huzhou, Yinchuan, Dalian, Harbin, Tangshan, Wuxi, Jiangmen, Guangzhou, Jiujiang, Nanjing, Wuhan, Chengdu, Langfang, Haining, Suzhou, Xi'an, Jinan, Qingdao, Tianjin and other 36 cities have adjusted their property market purchase restrictions.
Among these cities, some announced the abolition of the restrictive measures originally introduced, some announced to narrow the scope of purchase restrictions, and some lowered the threshold for purchase restrictions, and some cities have made it clear that families with multiple children and relatives who rely on can increase the number of places to purchase houses.
Taking Tianjin as an example, on September 16, according to "Tianjin Housing and Construction", seven departments including Tianjin Housing and Urban-Rural Development Committee jointly issued the "Notice on Further Improving Real Estate Regulation Policies to Promote the Healthy Development of the Real Estate Industry" (hereinafter referred to as the "Notice") , the "Notice" mentioned that to support the reasonable needs of new citizens to buy a house, new citizens and college graduates who are not registered in the city and are employed in the city can purchase 1 set in Tianjin with a certificate of social insurance or personal income tax for 6 consecutive months. For housing, Binhai New Area still implements the original policy on the number of houses purchased.
According to the "Implementation Opinions on Deepening the Regulation of Our City's Real Estate Market" issued by Tianjin on March 31, 2017, non-Tianjin households who purchase houses within the city must provide continuous payment for more than 2 years within 3 years in Tianjin. Proof of social security or personal income tax.
In terms of supporting the demand for improved housing, the "Notice" proposes that households with members of the age of 60 and above and households with multiple children who have two or more children can purchase new housing based on the original housing purchase restriction policy in Tianjin with the household registration booklet. 1 house.
Guan Rongxue, an analyst at Zhuge Housing Data Research Center, pointed out that the original policy stipulated that non-Tianjin residents must provide proof of paying social insurance or personal income tax for more than 2 consecutive years within 3 years of the city. Now it is adjusted to only provide social security for 6 consecutive months. or a tax certificate, lowering the threshold for purchasing a house; secondly, families with members aged 60 and above and households with multiple children who have two or more children can purchase an additional set, fully considering the housing needs of different age groups, and reasonably relieved Solve the contradiction between supply and demand.
Suzhou, Qingdao policy is now "one day tour"
However, in the above-mentioned cities that announced the adjustment of the purchase restriction policy, there were also cases where the policy was introduced and adjusted.
Taking Qingdao as an example, on September 15, the official WeChat account of Qingdao Urban and Rural Development Bureau released "Our City's Dynamic Improvement of Real Estate Policy".
The new policy makes it clear that the purchase restriction policy will continue to be implemented in Shinan District and Shibei District (except the original Sifang area).
At the same time, continue to clearly limit the purchase of properties.
For the newly built commercial housing in the purchase-restricted area, local residents are limited to 2 sets, families with two and three children can purchase one more set, and non-local residents are limited to one set after living for half a year; second-hand housing is no longer limited to purchase.
However, on the same day, the Qingdao Municipal Bureau of Housing and Urban-Rural Development deleted the statement that "the purchase of second-hand housing is no longer restricted".
On the afternoon of September 16, the relevant staff of the Qingdao Housing and Urban-Rural Development Bureau of Shandong Province told The Paper that in the new policy, the restricted areas for second-hand housing purchases have been adjusted, and the first-hand and second-hand houses in Shinan District and Shibei District are still implemented. Purchasing restriction policy, the purchase restrictions of first-hand and second-hand houses in other areas are released.
On September 14, market news came out that Suzhou City, Jiangsu Province made adjustments to the purchase restriction policy. Non-Suzhou residents with local household registration do not need to provide proof of social security payment to directly purchase their first home.
According to the new policy, the six districts of Suzhou (including Xiangcheng District, Gusu District, Wuzhong District, Wujiang District, Industrial Park, and High-tech Zone) have adjusted the policy for foreigners to buy their first home, and no longer need to present a social security certificate or a personal tax certificate.
Subsequently, The Paper confirmed from the real estate-related departments in various districts that the above policies have indeed been adjusted.
However, on September 16, The Paper learned from the real estate related departments of Gusu District, Xiangcheng District, Wuzhong District, High-tech Zone, and Industrial Park in Suzhou City, Jiangsu Province, that Gusu District, Xiangcheng District, Wuzhong District, High-tech Zone, and Industrial Park targeted The purchase restriction policy for non-resident households has been restored to the original policy, that is, the purchase conditions for non-Suzhou households are to pay social security in Suzhou for 6 consecutive months within 3 years.
Chen Wenjing, market research director of the Index Division of the China Index Research Institute, believes that under the guidance of the central government's adherence to the positioning of "housing, not speculating," policy optimization in first- and second-tier cities is generally weak. A major feature.
Chen Wenjing pointed out that the recent cancellation of the purchase restriction policies in Suzhou and Qingdao has further demonstrated that "housing and not speculating" is still the bottom line of the policy.
Among various restrictive policies, foreign household registration restrictions are an important firewall for core cities to achieve "housing without speculation". In the short term, it is less likely that hot second-tier cities will completely cancel purchase restrictions. The method of “restricting purchases in suburbs” is gradually advancing.
At the same time, based on the statement of “allowing local governments to flexibly use credit and other policies” at the National Standing Committee at the end of August, it is more likely that second-tier cities will reduce the down payment ratio and optimize “recognizing housing and loan”.
From a national perspective, Chen Xiao, a senior analyst at Zhuge Housing Data Research Center, pointed out that from the perspective of policy trends, policy loosening has gradually transitioned from the initial stage of mild relaxation such as housing purchase subsidies and relaxation of provident fund loans to more vigorous ones. The deepening stage of the policy, that is, the policy loosening force is stronger, the reach is deeper, and the impact is more far-reaching.
At present, many cities have released policies to loosen purchase restrictions, including some hot second-tier cities, and the degree of loosening is gradually expanding, which will play a substantial role in boosting the property market.
According to the monitoring data of the Zhuge Housing Data Research Center, the sales area of new houses in the 40 key cities monitored in August was 14.882 million square meters, down 10.08% month-on-month and 24.53% year-on-year.
There were 59,721 second-hand residential transactions in 10 key cities, down 9.23% month-on-month and up 21.27% year-on-year.