According to the expert, banks will be subject to more stringent requirements when issuing such loans.
“In this situation, one of the banks will change the conditions in the direction of increasing the down payment, and someone will stop these programs,” Samoilov believes.
He noted that from the point of view of the market, this is the right decision.
“The Central Bank is worried about the stability of the banking sector... It is trying to take measures to prevent the accumulation of a significant default mass in this market,” the specialist said.
Earlier it became known that the Central Bank of Russia from December 1 will tighten the requirements for mortgages with a low installment in the primary housing market.
On September 15, it became known that the Russian government transferred more than 56 billion rubles to subsidize preferential mortgage programs on behalf of President Vladimir Putin.