“From December 1, 2022, the Bank of Russia established a premium on the risk ratio for mortgage loans in rubles provided for financing under an agreement on participation in shared construction (loans for DDU), with an initial payment of no more than 10%.
The amount of the premium is 2.0, regardless of the value of the debt burden indicator of the borrower (LL),” the message says.
It is clarified that this measure is aimed at limiting the practice of providing loans to DDUs with a low down payment.
Earlier it was reported that the Russian government transferred more than 56 billion rubles to subsidize preferential mortgage programs on behalf of President Vladimir Putin.