With digital RMB, you can buy coffee with a penny, receive a red envelope and pay for electricity bills to enjoy instant discounts, and use a hardware wallet to experience "touch and touch" non-inductive payment... At the Shougang Park venue of the Service Trade Fair, the "red envelope rain" rained the most The venue is the special exhibition hall of financial services, where the audience can experience the latest application scenarios of digital renminbi in an immersive experience.

　　The reporter observed that many viewers are already old users of the digital RMB App, but they also have new feelings when they experience it. Application scenarios such as entertainment, cultural creation, and payment have all appeared, and various hardware wallets have attracted enough attention. Accelerate the integration into all scenarios of the real economy.

　　New Experience

　　Hardware wallets allow 'tap' payments

　　During this year's Service Trade Fair, various financial institutions made a collective appearance of digital RMB hardware wallets, and launched preferential activities around digital RMB, including "a penny for a cup of coffee", exclusive large-scale stamps for the Service Trade Fair, and the purchase of blind boxes. In the scene, the audience can try the "touch" payment method.

　　There is no need to open various apps, no need to tie a bank card, and no need to scan the code, the "touch one touch" payment experience is very convenient and smooth.

At the ICBC booth, the reporter actually measured the whole process of using a digital RMB hardware wallet: to receive a digital RMB hardware wallet, open the "Post a Post" option in the "Services" column of the Digital RMB App, and attach the hardware wallet to the NFC sensor of the mobile phone. Once the card is successfully bound in the district, you can use the hardware wallet to pay with “touch” after recharging, and buy a bottle of Coke at the event price of 0.99 yuan.

　　A number of financial institutions displayed unique digital RMB hardware wallets, covering standard IC cards, smart watches, smart bracelets, digital badges and other styles.

At the booth of Bank of China, the service trade fair-themed digital renminbi hardware wallet in the shape of a keychain is very eye-catching. The audience can participate in the on-site lottery to obtain this high-value hardware wallet; The "RMB Low-Carbon Card Hardware Wallet" is available for public circulation, and users in the pilot areas can apply for free by drawing lots.

　　"Hardware wallets can facilitate the consumption and payment of the elderly, children and other groups. For example, children can recharge the hardware wallets through mobile phones and then give them to their parents." The bank staff introduced.

As an important carrier of digital renminbi, hardware wallets can be applied to various online and offline consumption scenarios of "clothing, food, housing and transportation". In the future, it will simplify the unlocking and payment processes when riding bicycles, buses and subways, and bridge the digital divide faced by the elderly, children and other groups. , so that more people can enjoy the dividends of the digital economy.

　　new scene

　　Digital currency avenue can be used for electricity bill "wool"

　　During the interview, the reporter found that many viewers have downloaded the digital RMB App before, and have had payment experience, and have great enthusiasm for more new application scenarios.

　　The Digital RMB Avenue, which shined during the Service Trade Fair last year, was "upgraded" this year, introducing more consumption scenarios such as cultural and creative products, time-honored brands, video memberships, cultural tourism, etc., and the audience can experience the infinite possibilities of "Digital RMB+" immersively.

　　Yesterday afternoon, after receiving the 20 yuan digital renminbi red envelope issued by the Bank of China during the Service Trade Fair, Ms. Shi couldn't wait to buy three bottles of drinks in front of the vending machine, and took two friends who were visiting the exhibition together to the digital renminbi Avenue. "Pick up wool".

After comparing, they unanimously decided to charge the fee at the booth of the Postal Savings Bank first, use the "State Grid Life" app to pay the electricity bill, and choose to pay with the digital RMB wallet of the Postal Savings Bank. It only cost 70 yuan to recharge 100 yuan, and several people were pleasantly surprised. Feeling "earned".

　　For the current development of digital renminbi, broadening the use scenarios is an important direction for the steady progress of the pilot, and the audience can see more innovative application scenarios at the exhibition site.

Agricultural Bank of China demonstrated the application of digital RMB hardware wallets on epidemic prevention piles. Users swiped their cards on designated epidemic prevention piles, and the real-time health status can be displayed on the screen; in the exhibition area of ​​Bank of Communications, the bank and Beijing Lopid Technology Co., Ltd. jointly created The intelligent auxiliary walking robot can be used in specific scenarios such as hospitals, nursing homes, and airports. You can rent this robot for assisted walking through digital RMB.

　　new trend

　　Enterprise side and government affairs side are widely used

　　In addition to the personal side, the scene of digital renminbi is still expanding, and in recent years, it has continued to expand to the enterprise side and the government side.

　　According to the staff of the Agricultural Bank of China, the functions of digital renminbi such as salary payment and financial management are becoming mature, which can effectively improve the efficiency of corporate financial management; Industrial and Commercial Bank of China and China Grain Reserve Management Group have established a digital renminbi payment system for grain purchases, which allows farmers to Real-time receipt of grain payments in the form of digital renminbi to achieve "receipt when grain is sold".

　　"In the past year, the digital renminbi has entered a new round of ecological development, reflecting the general trend of 'digital renminbi +'." Lu Yunhan, an expert in products and solutions for the digital renminbi project of JD.com, introduced, especially the digital renminbi and housing leasing, Smart government affairs, social welfare, supply chain finance, etc. are presenting a variety of overlapping scenarios.

　　The usage scenarios of digital renminbi are constantly being updated, and the scope of pilot projects is also expanding.

According to the People's Bank of China, the digital renminbi plays an active role in safeguarding people's livelihood, promoting consumption, expanding domestic demand, and stabilizing growth through smart contracts and other special functions.

As of May 31, the pilot areas in 15 provinces and cities had accumulated about 264 million transactions through digital RMB, with an amount of about RMB 83 billion, and the number of merchant stores supporting digital RMB payment reached 4.567 million.

Our reporter Pan Fuda

　　- Related

　　Chaoyang District, the whole area and the whole scene

　　Carry out digital renminbi pilot

　　News from this newspaper (Reporter Chen Qiang) Yesterday, the Digital Economy Development Conference of the Service Trade Fair was held at the National Convention Center.

As the core area of ​​the capital's digital economy, Chaoyang District signed a strategic cooperation agreement with the Digital Currency Research Institute of the People's Bank of China.

The two parties will promote the pilot project of digital renminbi in the whole region and all scenarios in Chaoyang District, and carry out related work in key areas such as public utilities, government services, and salary payment.

　　Chaoyang District and the Digital Currency Research Institute of the People's Bank of China will continue to explore digital renminbi application models and functional innovations.

Based on the characteristics of digital renminbi smart contracts, innovative applications in prepaid fund management, supply chain finance and other fields will jointly build and improve the digital renminbi ecosystem.

Combined with the industrial advantages of Chaoyang District, it will provide SMEs with services such as convenient fund management, salary payment, purchase, sales and storage, and explore innovative applications of digital renminbi in the fields of digital identity, digital consumption, and digital trade.

　　To help Beijing build a global digital economy benchmark city, Chaoyang District will continue to improve the layout of 5G, satellite Internet and other facilities, promote the construction of Beijing’s digital economic computing power center, accelerate the implementation of the Internet of Things, and create a computing power foundation that is autonomous and controllable and serves the development of the digital economy facilities and an open source open platform.

Accelerate the opening and construction of scenarios in smart cities, government services, financial services and other fields, actively cultivate new formats and new models, and continue to stimulate the potential of digital consumption.

The northern area of ​​Chaoyang will take Zhongguancun Chaoyang Park as the core to create a digital economy innovation corridor; the southern area will rely on the stock space resources to develop high-precision industries that integrate multiple fields such as intelligent manufacturing and spatial geographic information.