Compulsory traffic insurance is the first compulsory insurance system in my country since 2006, which provides an important guarantee for the safety of people's lives and property.
However, in Henan, some insurance companies refuse to underwrite insurance, either asking the masses to pay more, or delaying the insurance, taking legal responsibility as a way to make money.
After receiving clues from the masses on the State Council's "Internet + Supervision" platform, the Ninth Supervision Team of the State Council's Ninth Great Supervision conducted an unannounced investigation.
Henan: It is difficult to double the premiums of compulsory motorcycle insurance
The inspection team came to an insurance company in Jiaozuo, Henan Province, and a car owner consulted the premiums for compulsory motorcycle insurance.
According to the displacement of his motorcycle, the premium for compulsory traffic insurance stipulated by the China Banking and Insurance Regulatory Commission is 400 yuan.
Insurance company staff: 800 yuan.
Owner: Why is it 800 yuan?
800 yuan for what?
Insurance company staff: pay the imposed vehicle and vessel tax plus accident insurance, 400 yuan plus 40 yuan plus 360 yuan.
Car owner: Can I just pay the compulsory insurance?
Insurance company staff: The compulsory insurance cannot be paid.
I can't vote for this, and I have to report it up.
The inspection team found that some insurance companies either forced car owners to purchase additional commercial insurance, or refused or delayed insurance coverage for reasons such as monthly quotas, inability to conduct on-site car inspections, the insurance information system was broken, and the absence of business personnel. Paying money and getting insurance is not so smooth.
According to the "Regulations on Compulsory Insurance for Motor Vehicle Traffic Accident Liability" promulgated by the State Council, the insurance company selected by the insured shall not refuse or delay the underwriting, nor shall the insured be forced to enter into a commercial insurance contract or request additional conditions.
In the face of the refusal and delay of insurance companies in several cities in Henan, and the compulsory purchase of other commercial insurance products by car owners, on August 22, the Ninth Supervision Team of the Ninth Supervision of the State Council interviewed Henan Banking and Insurance Regulatory Bureau, Jiaozuo The relevant person in charge of the branch of the China Banking and Insurance Regulatory Commission and other departments.
Sun Wei, Director of the Property and Casualty Insurance Division of the Henan Banking and Insurance Regulatory Bureau: I think this unannounced investigation has touched us very much, so we are going to conduct unannounced investigations in the industry, leaving no dead ends, and severely punishing the problems found.
Harbin: Second-hand car transactions are blocked inside and outside and need to be solved urgently
The third inspection team of the ninth major inspection of the State Council received reports from the public during the inspection in Heilongjiang Province that second-hand cars from other places moved into Harbin, even if the vehicles are within the validity period of environmental protection inspection and annual inspection, they are also forced to require exhaust gas inspection, otherwise they will not be able to Make a transfer.
However, the second-hand car transfer in Harbin does not need to detect the exhaust.
Second-hand car trading market staff: No, what is the exhaust gas inspection? No, it's just a normal car inspection.
But when asked about the transfer of second-hand cars in other places, the staff member's answer was like this.
Second-hand car trading market staff: Did you file a file (out of town), didn't you?
Then you have to measure the exhaust.
It is not an isolated case in Harbin to forcibly spend money to detect the exhaust gas when the foreign vehicles move in like this.
Wu Haokun, member of the third inspection team of the ninth major inspection of the State Council: For vehicles moving in from other places that are still within the validity period of environmental protection inspection and annual inspection, the use of exhaust gas inspection to treat foreign and local used car transactions differently is actually a foreign country. The entry of second-hand cars into the local market has added restrictions, which is not conducive to the transaction and circulation of second-hand cars.
During the investigation, the inspection team also found that the motor vehicle registration service stations belonging to some local second-hand car trading markets took advantage of special advantages such as invoicing on behalf of others to bundle a wide variety of service fees.
In response to the problems found, the inspection team gave feedback to relevant parties in Harbin.
The local department said that it will fully accept the problems found in the inspection, and promptly clear all kinds of unreasonable restrictions, so as to effectively solve the problem of blocking points in the circulation of second-hand cars.