It is noted that in February of this year, a drop in the number of applications was recorded, but since April-May, analysts have noted an increase in the credit activity of Russians.
Experts attribute this dynamics to the easing of the monetary policy of the Bank of Russia and the reduction of the key rate.
The experts also found out that the maximum average amount of requested loans among Russians was fixed in St. Petersburg - it amounted to 450 thousand rubles.
According to the financial marketplace Sravni.ru, in 2022 men became more actively interested in credit products: they filled out applications 42% more often than women.
In addition, it became known that among the main purposes for which Russians most often take loans, the leader is the closure of basic life needs, refinancing a loan and buying a used car.
Earlier, the average number of active loans from a Russian borrower became known.