China Banking and Insurance Regulatory Commission: Support local governments to more effectively promote the work of "guaranteeing the delivery of buildings, people's livelihood, and stability"

China Banking and Insurance Regulatory Commission: Support local governments to more effectively promote the work of "guaranteing the delivery of buildings, people's livelihood, and stability"

　　China News Service, Beijing, July 17 (Reporter Wang Enbo) Recently, the owner of a real estate in Jingdezhen, Jiangxi Province issued a statement to stop loan repayment due to the delayed delivery of the project, which aroused public attention.

In an interview with the media on the 17th, the person in charge of the relevant department of the China Banking and Insurance Regulatory Commission said that the China Banking and Insurance Regulatory Commission attaches great importance to this, strengthens the coordination and cooperation with the Ministry of Housing and Urban-rural Development, the People's Bank of China and other departments, adheres to the principle of "housing and not speculating", and insists on "stabilizing land prices and stable land prices." Housing prices, stable expectations”, and support local governments to more effectively promote the work of “guaranteing the delivery of buildings, people’s livelihood, and stability”.

　　The person in charge said that, first, under the leadership of local party committees and governments, banking and insurance institutions should actively participate in relevant working mechanisms and cooperate with companies, shareholders and other relevant parties to fulfill their responsibilities. Banks should actively perform their responsibilities. The principle of rule of law, but also to take the initiative to assume social responsibilities, do everything possible to promote the "guaranteed handover".

　　Second, under the overall framework of the local party committee and government's "guarantee handover" work arrangement, the bank should insist on finding out the situation, seeking truth from facts, scientific classification, and precise policy implementation, and actively participate in the study of plans to reasonably solve the hard funding gap, and do a good job of qualifying credit. The project will be launched to help promote the rapid resumption, early resumption and early delivery of the project.

　　The third is to do a good job in customer service, strengthen communication with customers, individually meet the different needs of resident customers, abide by contracts, fulfill commitments, and protect the legitimate rights and interests of financial consumers in accordance with the law.

　　The fourth is to effectively meet the reasonable financing needs of real estate companies, vigorously support rental housing construction, support project mergers and acquisitions, focus on new citizens and urban young people, better meet the housing needs of rigid and improved customers, and strive to maintain the stable and orderly operation of the real estate market.

　　The person in charge said that handling the current problems well is also an important opportunity to realize the transformation of the real estate model from the old to the new.

We believe that under the guidance of the party committee and government and the joint efforts of all parties concerned, these difficulties and problems can be reasonably resolved.

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