<Anchor> The



government announced yesterday (14th) a policy to support the youth and the self-employed who are heavily burdened with debt, but there are voices of criticism about this.

I understand that the government is trying to help those in need because interest rates have risen and the burden of interest has increased.



Reporter Jeon Yeon-nam covered the story.



<Reporter>



Last year, 29-year-old A, who borrowed more than 100 million won to find a house for rent.



As interest rates rise and the interest burden rises by more than 30%, we are holding on by reducing expenses such as eating out and hobbies.



But when I saw the government announcement yesterday, I thought it was unfair.



[Mr A/Office worker: I think it is necessary to pay the interest hard and receive more benefits from these people...

.

I feel that it is a bit of reverse discrimination to not receive benefits from a position of paying taxes well.]



The government selects 48,000 young people who failed to invest in stocks or coins with debt, delay the principal repayment, and pay up to half of the interest next week instead. has issued a policy.



It is necessary to give young people a chance to recover because their credit is so low that it is difficult to pay off their debts.



[Kim Joo-hyeon/Finance Chairman: Moral hazard is a problem that can naturally arise.

The basic idea is that a sustainable and healthy society cannot be achieved without adequate support.]



The policy that some of the self-employed people with a large debt burden can forgive up to 90% of their principal is also controversial.



It is important to ensure that people who have worked hard to pay off their debts while supporting the underprivileged do not feel a sense of relative deprivation.



[Woo Seok-jin/Professor of Economics, Myongji University: It is necessary to alleviate the debt burden for young people who have worked hard, but if you rescue all the young people who lost money after making aggressive investments, it can cause a moral hazard problem.

Clearly (must be) the principles and rules to cover the boulder]



It is necessary to design in detail whether the economy is continuously active, how much effort has been made to pay off debts, and the target of support and screening criteria.



(Video coverage: Kim Gyun-jong, Video editing: Choi Eun-jin)