China News Service, July 14 (Shi Rui) At noon on the 14th, in response to the recent "loan suspension incident" reported on the Internet, Agricultural Bank, China Construction Bank, and Industrial Bank issued announcements in response.

Agricultural Bank: The scale of business involving the risk of "guaranteing the delivery of buildings" is small

　　The Agricultural Bank of China issued an announcement stating that in response to the recent risk exposure of individual real estate companies and the delayed delivery of housing development projects, the Agricultural Bank of China attached great importance to it and acted quickly. Situation investigation.

Image source: Agricultural Bank Announcement

　　As of the end of June 2022, the balance of ABC's personal housing loans was 5.34 trillion yuan.

Among them, there are 57,000 first-hand building cooperative projects, and the balance of mortgage loans for first-hand buildings is 3.97 trillion yuan.

It has been preliminarily identified that there is a risk of "guaranteing the delivery of the building" involving overdue mortgage loan balance of 660 million yuan, accounting for 0.012%

of the bank's mortgage loan balance and 0.017% of the first-hand building mortgage loan balance.

　　The Agricultural Bank of China said that at present, the scale of business involving the risk of "guaranteing the delivery of buildings" is small, and the overall risk is controllable.

In the next step, the Agricultural Bank of China will always adhere to the positioning of "houses are for living, not for speculation", strictly implement financial regulatory requirements, and actively cooperate with local governments to provide financial services for "guaranteeing housing, people's livelihood, and stability". Maintain the stable and healthy development of the real estate market and safeguard the legitimate rights and interests of housing consumers.

China Construction Bank: Involving a small scale, actively cooperate with local governments to do a good job in customer service

　　China Construction Bank issued an announcement stating that the current suspension of construction in some areas and the failure to deliver real estate on time involve the small scale of the bank and the overall risk is controllable.

CCB will pay close attention to the situation of cooperative enterprises and real estate, actively cooperate with local governments to provide good customer service, communicate with customers, and promote the stable and healthy development of the real estate market.

Image source: China Construction Bank announcement

Industrial Bank: The balance of mortgage loans related to real estate related to the "loan suspension event" is 1.6 billion yuan

　　The "Announcement on the Investigation of Real Estate Mortgage Loans Involved in the "Loan Suspension Event" issued by the Industrial Bank shows that after the investigation, the company's real estate related mortgage loans involved in the "loan suspension event" have a balance of 1.6 billion yuan (including the balance of non-performing loans). 75 million), and

the amount of mortgages that have stopped repayment has reached 384 million, mainly in Henan

.

Image source: Industrial Bank announcement

　　Industrial Bank announced that, thanks to the company's differentiated access and management requirements for mortgage loans in the early stage, the overall scale of mortgage loans that the company has intervened and has the risk of unfinished completion will not have a significant impact on the company's operations.

(Zhongxin Finance)