China News Service, June 29. According to the official account of the Real Estate Administration of Jiyuan City, Henan Province, on June 29, the General Office of the People's Government of Jiyuan City recently released "Several Measures for Jiyuan City to Promote the Stable and Healthy Development of Real Estate".
It pointed out that reducing the burden of personal housing consumption.
The down payment ratio for residents to buy their first home is reduced to 20%, and real estate development companies are encouraged to collect the down payment in installments, but the longest should not exceed one year.
Families who own a house and have settled the corresponding house purchase loan and need to improve their living conditions and apply for a loan to buy ordinary commercial housing again can enjoy the first-home loan policy.
The measure also proposes to guide financial institutions to increase the personal loan amount, speed up the lending speed, and reduce the loan interest rate. If the personal mortgage loan is cut off before May 31, 2023, the repayment of the principal and interest can be postponed for a maximum of one year. For the time being, the bank will not apply to the court to take disposal measures such as auction or sale of the house for which the supply is cut off; if the bank has applied for execution, the court will not take the disposal measures of auction or sale for the time being after obtaining the bank’s consent; scope.
(Zhongxin Finance)
Figure from the public account of Jiyuan Real Estate Administration
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