Zhongxin Finance, June 14. According to the Yancheng Housing and Urban-Rural Development Bureau of Jiangsu Province on the 13th, multiple departments in Yancheng jointly issued the "Eight Policies on Effectively Responding to the Impact of the Epidemic and Promoting the Healthy Development of the Urban Real Estate Market".

  The specific content of the policy is as follows:

Subsidies for the purchase of new commercial housing

  Those with a college degree or above in Yanlaiyan or families with a second child after January 1, 2016, who purchase new commercial housing, will be given a one-time housing subsidy of 50% of the deed tax paid, up to a maximum of 30,000 yuan.

Families with three or more children after May 31, 2021 (in line with the current birth policy), who purchase new commercial housing, will be given a one-time housing subsidy of 100% of the deed tax paid, up to a maximum of 60,000 yuan.

Provide subsidy to settle down and buy a house

  Persons who have worked and started businesses in urban areas and have paid social security for more than one month, if they buy new commercial housing, will be given a house purchase subsidy of 1.5% of the total purchase price of the online contract, up to a maximum of 30,000 yuan.

Encourage the purchase of new houses to improve living conditions

  For the purchase of new commercial housing and the sale of the original housing, if the deed tax paid after the sale of the original housing is lower than the deed tax of the new housing, the deed tax amount paid on the sale of the original housing will be subsidized; if the deed tax paid after the sale of the original housing is higher than the new housing If the deed tax is paid, it will be subsidized according to the amount of deed tax paid for the new house.

The maximum subsidy shall not exceed 30,000 yuan.

The time frame for the sale of existing dwellings is from the date the document is issued to December 31, 2023.

Extension of the payment deadline for land transfer fees

  The payment period of the new land transfer fee can be appropriately extended, and 50% of the total price can be paid within one month, and the balance can be paid within 12 months after the contract is signed and agreed in the contract.

Help development companies to solve problems

  If the construction of real estate development projects is delayed due to the impact of the new crown epidemic, the resumption of work or the suspension of work should be delayed reasonably, and the delayed delivery time should be determined according to the actual situation.

For real estate development projects affected by the epidemic, the payment of urban infrastructure supporting fees can be deferred for a maximum of 6 months.

Guide financial institutions to support the reasonable needs of real estate enterprises for development loans and M&A loans, and effectively relieve the pressure on the operation of the real estate market capital chain.

We will implement differentiated housing credit policies, and strive to reduce mortgage interest rates and down payment ratios for housing purchases.

Support the development of products that meet rigid and improved needs

  The development enterprise may apply for optimization and adjustment of the planning and construction plan according to the market demand, and it will be implemented after being approved in accordance with the law.

The adjustment of the plan shall not change the nature and use of the land, and various planning technical indicators such as plot ratio, green space ratio, building density, etc. must meet the transfer conditions stipulated in the transfer contract.

The adjustment of the plan shall be subject to the consent of the relevant rights holders.

Support the step-by-step release of the mortgage of the right to use construction land

  With the approval of the financial institution, if the mortgage of the right to use construction land has been processed, real estate development enterprises are supported to reasonably quantify the right to use the construction land, and to apply for the registration of changes in the mortgage right or to replace it with the mortgage of a building under construction. The share of the right to use construction land is released from the mortgage scope; if the mortgage of the building under construction has been processed, the enterprise is supported to release the mortgage in batches and sets, which is convenient for handling advance registration, timely payment, and alleviating capital pressure.

Optimize the supervision of pre-sale funds for commercial housing

  The first node conditions for the use of key supervision funds for the pre-sale of commercial housing have relaxed the requirements for image progress, and only need to meet the conditions of the pre-sale license for one month to apply for use.

For the real estate development enterprises of Class A credit evaluation, they can enjoy preferential policies in terms of pre-sale progress conditions and the supervision and use of pre-sale funds.

  The policy implementation period is from the date of issuance of the document to December 31, 2022.

The scope of application is the urban expressway enclosure and the areas under the jurisdiction of Yancheng Environmental Protection Technology City and Yancheng High-tech Industrial Development Zone.

The applicable products are newly built commercial housing, excluding affordable housing, peasant apartments, demolition and resettlement housing, etc.