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The government measures today (30th) also included real estate-related parts for housing stability.

First, it will reduce the burden of property tax for those who own one house, and those who buy a house for the first time will be able to get a loan up to 80% of the house price from the second half of the year.



Next is reporter Jo Yoon-ha.



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Those who own one house with a published price of 600 million won or less will have a lower property tax this year than in 2020.



A law has already been passed to reduce the property tax from before, because the government has decided to impose an additional tax based on last year's published price instead of this year.



The official price of 600 million won was originally to be paid 800,000 won as property tax, but today's action will pay 728,000 won, which is less than 70,000 won.



The government plans to bring both property and estate taxes to the 2020 level for cases with an announced price of 600 million won or more.



In addition, starting in July of this year, a loan of up to 80% of the house price will be provided to young people or newlyweds who are buying a house for the first time.



If you are buying a 500-million-dollar apartment in Seoul for the first time, you can borrow up to 60% or 300 million won now, but after two months you can borrow up to 80% or 400 million won.



At the same time, we plan to release a 50-year mortgage with a reduced principal and interest while increasing the loan limit.



If the repayment period is increased from 40 to 50 years, if you borrow 500 million won, the monthly principal and interest will be reduced by 160,000 won.



There are people who welcome it by saying they can buy a house, but



[Lee Dong-jin/Newlyweds: There are many people who couldn't enter the house because of a loan, but the 50-year maturity is honestly not a bad condition.]



There are also opinions that a 50-year loan is tough.



[Seo Yoo-hyeon / 20s: In an era when the average lifespan is 100 years, having to pay half of that money, I don't think such pressure would be good.] As



the maturity increases, the interest rate rises significantly, but the burden will increase during an interest rate rise period. On the other hand, there are concerns that the expansion of loans will stimulate house prices.



(Video coverage: Jeon Gyeong-bae, video editing: Lee Seung-hee, CG: Shim Soo-hyun)



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