"Look at how Sister Jiang earned 435,000 yuan in more than 3 months..." "A-shares are expected to stage a reversal again, and the opportunity for gold pits to attract low prices has come..." "998 yuan worth of recommended stocks to earn."
Since the market entered the 3000-point adjustment period, similar publicity has become more frequent.
With the constant discussion of the policy bottom and the market bottom, the corresponding consulting agencies are also gradually active. They attract customers through WeChat and other means, and use the "professional and formal banner" of a securities investment institution registered with the China Securities Association. .
Often we remind investors of the tips to prevent being deceived, and the first choice is to look at the official website information.
Check the information of legal securities and futures business institutions and their employees through the website of the China Securities Regulatory Commission, the website of the Securities Association of China, and the website of the China Futures Association.
In recent years, some of the "licensed" formal institutions have gradually taken off their professional clothes. According to the latest data released by the China Securities Regulatory Commission, in March this year, two licensed institutions were revoked their investment advisory licenses, mainly because they included the provision of, Spreading false or misleading information to investors, and promising returns to investors, etc.
Claiming to be a "licensed" professional institution, Tianxiang Fortune recommends stocks of 998 yuan for "guaranteed earnings"
As early as the end of last year, Shell Finance reporters had contact with Tianxiang Wealth, and personally experienced a so-called investment advisory service of 998 yuan recommended stocks "to earn money".
At the end of 2021, after receiving a phone call from a wealth management company, a reporter from Shell Finance added the corporate WeChat account of a person from Tianxiang Fortune Shandong Branch.
The earliest company staff that reporters contacted was Xi Gao (pseudonym). After half a year, the staff providing services for reporters has been replaced by Gao Liang (pseudonym). The staff member sends at least one message to customers every day, usually in the morning, afternoon, In the evening and at 9 o'clock on the same day, news was released to customers. Taking the news received by the reporter on March 17 as an example (see the picture), the content of the news was mostly to induce customers to purchase members to join the internal organization with money-making cases.
Behind the propaganda of the service staff is an investment advisory institution registered with the China Securities Association.
Specifically, the service personnel's corporate WeChat display originated from the Shandong Branch of Beijing Tianxiang Wealth Management Consulting Co., Ltd. (referred to as Tianxiang Fortune Shandong Branch), and has completed the enterprise WeChat certification.
When asked about the company's relevant information, the person sent the company's securities and futures business license and screenshots on the national enterprise credit information system to the Shell Finance reporter, and said, "The company is very formal. At present, a total of 84 companies across the country have investment Looking at the license, Tianxiang Fortune is one of them. The company qualification can be checked on the official website of the Securities Industry Association, the serial number is 11, and the account manager can also be found, all of whom are professionally licensed.”
The other party also stated that the chief executive of the company is Ding Lijun (practice number: A1320621010), and there is an investment advisory team jointly established by Shandong and Shanghai branches. Among them, there are 7 investment advisers in Shandong branch. , but there are almost seven or eight certified personnel.
During the investigation by Shell Finance reporters, I tried the VIP service for a week and bought two stocks one after another (the experience service has been cancelled at present).
One of them held the position for 8 days, with an average first-hand income of 36 yuan; the other once lost more than 700 yuan in one hand, and finally cleared the position when the decline narrowed, holding the position for 63 days and losing 290 yuan.
It is worth noting that at that time, Wingtech Technology bought the price of 116.81 yuan per share, and now it is close to half, only 67.79 yuan.
The salesperson hinted that fast in and fast out, claiming that many of the customers are Bao Ma
Since contact in September last year, the company's marketing strategy has changed. The earliest stock recommendation service price is as high as 5,000 yuan for three months, 12,800 a year, and customers can experience it for a week. Since the change of service personnel on March 11 this year , the services provided by this institution have not changed, but the price has shrunk significantly, and there are no more experience activities. The membership price is from 998 yuan a month in early March to buy one get one free for limited-time activities in mid-March, 998 yuan for two months, and May After the end of the decade, 998 yuan can experience 3 months + 52 days.
In addition, Shell Finance reporters found from the market's public information that users had previously posted rights protection measures that Tianxiang Fortune was deceived. According to an investor, Tianxiang Fortune added himself in the name of pushing bull stocks, and then instilled money every day. The illusion, following the operation for half a year, the loss reached more than 500,000 yuan, not including the service fee of 96,000 yuan.
When talking about whether to make money, the above salesperson said that there is no way to guarantee 100% profit, but from the past winning rate, there is definitely no problem.
"Like I said, if 10 stocks win 8, we will definitely accept it. This wave of market conditions is relatively good, and it will be no problem to grasp it." "Now it is all short-term, usually 2-4 days, fast forward fast out, see the results soon.”
It is worth noting that when the experience week was implemented as early as last year, a reporter from Shell Finance found that the content of the agency’s daily promotion was mostly how much money a certain person earned by joining. The overall impression was that any stocks recommended by the other party were , there is nothing that does not rise, even if it is not the daily limit, it will rise by at least 3%.
Recently, a classic case recommended by the above-mentioned people is that a mother named Jiang Jie earned 435,000 yuan in 3 months.
When talking about the number of customers, the staff member did not make it clear, but revealed that many of his customers are "Bao Ma", and most of them do not have time to look at the disk.
In terms of the number of consulting services purchased, the other party did not provide monthly and annual data, but he said that the number of transactions per day is not necessarily, and there is no distinction between off-season and peak season. For example, on May 24, I was alone. 9 orders have been completed, not including those brought by old customers.
Previously, industry insiders pointed out that they mainly push high-opening stocks with call auctions or stocks with a continuous limit-up in the near future. This kind of stocks is likely to go up and down quickly after the market opens, but investors have almost no buying opportunities, but they will successfully create a kind of The illusion of "recommended stocks are skyrocketing".
Compared with before, the staff member introduced that stocks are now pushed to members at around 9:40 every day, with specific buying and selling points, positions, take-profit and stop-loss points, and buying logic; special account managers will also be assigned to members who join the membership. , prompts you to operate, it is very simple, members only need to place orders.
When talking about the loss of stocks, the above-mentioned salesperson said, "We calculate the winning rate based on the overall winning rate. For example, if we give 10 stocks every day and win 8 stocks, everyone can accept it. Calculating winrates? And it's now billed by the service period."
Does Tianxiang Fortune have the above business?
How did you get this business done?
Shell Finance reporter called Tianxiang Fortune. A staff member in charge of finance said that Tianxiang Fortune's securities investment consulting business for individuals is mainly undertaken by the branch.
Lawyer: Investors should be vigilant when licensed institutions recommend stocks through “appeals” and “implications”
Can securities investment institutions registered with the China Securities Association “recommend stocks”?
Is recommending specific stocks illegal?
Jiang Hua, a lawyer from Beijing Shangzi Law Firm, told Shell Finance reporter that the above-mentioned behavior is definitely not standardized from the perspective of institutions, and formal institutions themselves are not allowed to "recommend stocks", and they cannot withstand the investigation of the China Securities Regulatory Commission.
He believes that if an institution has internal information every day to know which individual stocks have the daily limit, then the institution itself can make a lot of money by raising money and speculating in stocks, so why bother to attract retail investors to join.
In his view, "there are many scammers who pay membership fees to obtain internal shares."
"For these institutional salespeople, they may face a lot of people recommending stocks every day, some of which are good and some are not." Jiang Hua said, for example, the blue balls in the two-color ball are number 01-16, I said I can guess For one of the blue balls of the two-color ball, I asked 16 people to give them different numbers, and one of them would think that my guess was very accurate.
Lu Qunwei, a partner of Anjie Law Firm, also analyzed and pointed out to Shell Finance reporter that the behavior of licensed institutions recommending the public to buy specific stocks through "appeal" and "hint" is an obvious violation of laws and regulations.
According to the "Interim Measures for the Administration of Securities and Futures Investment Consulting Management", "Interim Provisions on Securities Investment Consulting Business" and other regulations, securities and futures investment consulting institutions and their investment consulting personnel shall not use false information, market rumors or insider information as the basis for investment advice. Persons or clients provide investment analysis, forecasts or advice; securities investment advisors provide investment advice to clients, they shall warn of potential investment risks, and it is prohibited to promise or guarantee investment returns to clients in any way.
"The aforementioned pre-market news, using market rumors or intercepting individual information to guide or recommend the public to invest in specific stocks, imply high returns, and obviously violate relevant regulations."
Lu Qunwei said that holding relevant qualifications of securities investment consulting institutions does not mean that their behaviors are compliant. Stocks are not the normal behavior of providing stock analysis and advice, which is a violation of laws and regulations.
He suggested that if they encounter such violations, investors can keep relevant evidence and report to the regulatory authorities, who will be verified and punished accordingly; if they suffer actual losses due to their violations, they can also seek compensation and relief through litigation. .
The regulatory authorities cracked down on illegal acts in the consulting field, and 13 institutions and their branches were taken regulatory measures
Cases of "recommended stocks" under the guise of "professional institutions" have also been exposed before.
As early as 2019, the Beijing Securities Regulatory Bureau issued an announcement saying that after investigation, Tianxiang Fortune had conducted false, exaggerated, misleading publicity and promised benefits in the business promotion and customer solicitation links in the securities investment consulting business.
This behavior violated relevant regulations, and was ordered to make corrections and suspend new securities investment advisory business customers for 3 months.
On March 26, 2022, the China Securities Regulatory Commission announced the cancellation of Shanghai Zhenghua Securities Investment Consulting Co., Ltd. (formerly known as "Shanghai Newland Securities Investment Consulting Co., Ltd.") ("Shanghai Newland") and Shanghai Senyang Investment Consulting Limited (referred to as "Shanghai Senyang") securities investment consulting service business license.
It is understood that both are veteran securities investment consulting agencies.
After investigation, the illegal facts of the two institutions include providing and disseminating information that is false or misleading to investors, and promising returns to investors.
"The illegal acts of the above-mentioned two institutions have seriously disrupted the market order, and the social impact is particularly bad. The relevant personnel have constituted the crime of fraud and bear criminal responsibility according to law." The China Securities Regulatory Commission pointed out.
Specifically, Shanghai Senyang has recruited a large number of personnel, fabricated facts for publicity and exhibitions, and attracted customers to pay fees. A total of 3,034 customers were charged for consulting services.
The main illegal acts include providing and disseminating false or misleading information to investors, and asking everyone to pay membership fees; promising investors benefits, such as, "If our teacher takes you to operate the layout tomorrow morning, at least 4 to 5 o'clock in the afternoon can make the You see, doing 10% in three days is no problem at all” etc.
From November 2015 to August 2019, Shanghai New Land’s Anhui branch tricked customers into joining the “core QQ group”, fictitious and private equity and other institutions by exaggerating the strength of the “chief teacher” and “core team”. A total of 805 customers were charged for service fees by defrauding the trust of customers by means such as the plan to raise stocks.
Lu Qunwei pointed out that the "Interim Measures for the Administration of Securities and Futures Investment Consulting", "Interim Provisions on Securities Investment Consulting Business" and other regulations clearly prohibit securities investment consulting institutions from promising or guaranteeing investment returns to customers in any way, or exaggerating publicity, buying or selling specific details. For securities investment recommendations, the regulatory agency revokes the business qualifications of investment consulting institutions, indicating that the licensed institutions also have the aforementioned violations. Investors should pay special attention when judging the “recommended stocks” information of relevant institutions. Whether it is a normal investment analysis recommendation or a suspected Violations of laws and regulations.
In recent years, in accordance with the "zero tolerance" work policy, the China Securities Regulatory Commission has continued to strengthen the supervision and enforcement of securities investment consulting institutions to effectively maintain the stable and healthy development of the capital market.
According to the list of securities investment consulting institutions disclosed by the China Securities Regulatory Commission on May 5, as of the end of March 2022, 13 securities investment consulting institutions and their branches have been suspended from new customer supervision measures.
Previously, the China Securities Regulatory Commission stated that the next step would be to resolutely implement the "Opinions on Strictly Combating Securities Illegal Activities in accordance with the Law" issued by the Central Office and the State Office, adhere to the "zero tolerance" work policy, and focus on preventing and defusing financial risks and protecting the legality of investors. Rights and interests, severely crack down on various violations of laws and regulations by securities investment consulting institutions, maintain an open, fair and just order in the market, and focus on building an all-round three-dimensional accountability system for administrative, criminal, and civil accountability, and create a good market ecology.
Beijing News Shell Finance reporter Hu Meng