China News Agency, Beijing, May 19 (Reporter Pang Wuji) Recently, hot cities such as Nanjing, Dongguan, Ningbo, and Hangzhou have introduced new real estate policies that better meet the needs of families with two or three children. Conditional families purchase a new suite.
Hangzhou recently issued a new policy on the property market. For eligible three-child families, the number of housing units that are restricted to purchase within Hangzhou's purchase limit will increase by 1. In addition, eligible three-child families register for the public lottery sale of new commercial housing. "House Family" priority lottery.
According to Yang Kewei, deputy general manager of the Crane Research Center, with the implementation of the three-child birth policy, the current China's population birth policy has turned significantly from the cooling cycle of the property market in 2008 and 2014.
Unwinding the purchase restrictions for families with multiple children can stimulate the demand for house purchases in addition to responding to the call of the national fertility policy.
In addition to Hangzhou, according to the statistics of the Kerui Research Center, Nanjing, Shenyang, Dongguan, Lanzhou and other 6 cities have recently relaxed the purchase restrictions for multiple-child families, allowing families with two or three children to purchase one more suite. On this basis, Shenyang, Nanjing, Wuxi also provides credit support such as interest rates or provident funds.
Suzhou is targeted to loosen the restrictions on sales. For those who really need to change their houses due to the increase in the number of family births, the existing houses can be sold immediately without restrictions on sales restrictions.
Yan Yuejin, research director of the Think Tank Center of the E-House Research Institute, pointed out that in fact, various regions have experienced a "trilogy" of preferential housing policies for families with multiple children.
The first is public rental housing.
For example, Beijing Chaoyang District organizes housing selection by directly issuing housing selection notices to families with a large number of minor children who have obtained public rental housing registration qualifications and have not yet been allocated rent and allotment.
The second is housing subsidies.
For example, in Linze, Gansu, it is clear that families with two and three children are entitled to housing subsidies.
The third is to relax restrictions on purchases.
Recently, cities such as Wuxi, Hangzhou, and Dongguan have such regulations.
In general, Chen Xiao, a senior analyst at Zhuge Housing Data Research Center, pointed out that combining the property market policy with the national fertility issue can be said to be a new direction of the property market regulation policy in the near future. The exclusion will be followed by more cities.
It is worth noting that Chen Xiao noticed that the cities that have introduced preferential housing policies for families with multiple children are concentrated in second-tier and some third- and fourth-tier cities, with most cities in the Yangtze River Delta, and Jiangsu Province occupying many seats.
This may be related to the current population situation in Jiangsu Province.
According to official data, in 2021, the annual birth rate of Jiangsu Province will be 5.7‰, significantly lower than the national average.
Families with multiple children are mostly oriented towards improved housing needs.
Chen Xiao pointed out that the intensive introduction of such policies is expected to release afterburner to promote the improvement of market demand, which is also a signal that the supportive policies of the property market extend from rigid demand to improvement demand.
How much does this kind of policy affect the current property market?
Li Yujia, chief researcher of the Housing Policy Research Center of the Guangdong Provincial Planning Institute, pointed out that, on the one hand, families with three children account for a small proportion, and they are still a small group, which has little direct stimulation to the property market and is more of a signal meaning; on the other hand, The policy orientation of the state to encourage childbirth is to reduce the cost of childbirth, upbringing, and education. In terms of housing, it should also reduce the cost of housing and promote fertility and consumption willingness.
Therefore, in addition to allowing three-child families to buy one more set, efforts should also be made to reduce housing prices, promote public rental housing, and the construction of shared property housing, and give priority to these groups of people.