Zhongxin Finance, May 14 (Zuo Yukun) The property market was not idle over the weekend.
In the early morning of the 14th, Dongguan, Guangdong issued seven measures to stabilize the property market in a row. Among them, the most notable one was "Families with two or three children are allowed to purchase a new suite."
In recent days, out of support for reasonable housing needs, favorable policies for home purchases for families with two and three children have appeared frequently in various places.
Data map: Parents outside the primary school waiting for students to dismiss.
China News Agency issued Zhang Chang photo
Frequent loosening of house purchase qualifications
"In response to the state's spirit of optimizing the fertility policy, resident families who meet the national fertility policy to have a second or third child are allowed to purchase a new set of commercial housing, among which non-resident households in this city need to provide information within 3 years before the date of purchase. The city has paid more than 24 months of social security or personal tax certificate." Dongguan Housing and Urban-Rural Development Bureau and other departments issued the "Notice on Promoting the Stable and Healthy Development of the Real Estate Market" on the 14th.
"For families with multiple children, one more set of commercial housing purchase qualifications can be added, which allows such families to break through the constraints of purchase restrictions and then enter the market to subscribe for houses." Yan Yuejin, research director of the Think Tank Center of E-House Research Institute, believes that this will help Relevant families can subscribe for real estate more smoothly, which also helps to promote the active real estate market.
And Dongguan "thinking of going together" is also Nanjing, the capital of Jiangsu Province.
On the afternoon of the 13th, there was a voice in the market that "Nanjing opens two-child families to buy three suites", and this news was confirmed on the "Nanjing Real Estate Association" public account.
The new policy shows that starting from May 11, families with two or more children with Nanjing household registration can purchase a new set of commercial housing, and at the same time, they can enjoy support such as the most preferential loan interest rate of relevant banks.
Among them, there are two necessary conditions for the identification of families with two children and above: one or both of the husband and wife are registered in Nanjing.
Second, the current family has two or more children, and at least one minor child.
Both belong to Jiangsu Province, and Wuxi, Jiangsu also introduced new policies for families with multiple children earlier.
On April 25, the "Notice on Actively Promoting the Improvement of Living Conditions for Families with Two or More Children" issued by the Wuxi Municipal Health Commission of Jiangsu Province clarified that households with household registration in Wuxi who have two or more children can purchase restricted A new set of commercial housing was purchased in the region, and the provident fund loan amount for such families was increased.
It is worth noting that the lead agency for this notification is the Wuxi Health Commission, not the Housing and Urban-rural Development Bureau.
"This policy is the first in the country to relax the purchase restrictions led by the local health and health committee, which fully reflects the protection of the rights and interests of families with two children or more in various places." Yan Yuejin said.
"At present, in terms of relaxing the purchase policy, factors such as population fertility and family support will also be comprehensively considered, and then the targeted relaxation of the purchase restrictions for two- and three-child families. It is expected that other cities across the country will relax the purchase restrictions in a similar manner. The logic is that it will give priority to families with two or more children." Yan Yuejin said.
Data map: In a corner of the city, the sun is rising from the east.
Photo by China News Agency reporter Liu Zhongjun
Housing subsidy, provident fund, and enhanced support for public rental housing
In addition to the relaxation of home purchase qualifications, earlier, many places have added bonuses to two- and three-child families in terms of home purchase subsidies.
Taking Sichuan Province as an example, since May, families with two and three children in many places in Sichuan Province have ushered in good news.
The subsidy arrangement in Leshan, Sichuan is as follows: anyone who buys the first set of newly-built commercial housing will enjoy a housing subsidy of 8,000 yuan per set; anyone who buys a second set of newly-built commercial housing will enjoy a housing subsidy of 12,000 yuan per set; Families who buy new commercial housing can enjoy a housing subsidy of 5,000 yuan per unit, and can enjoy the above two policies superimposed.
Requirements in Zigong, Sichuan: For families that meet the policy to have two or three children, a subsidy of 200 yuan/square meter is given to those who purchase new ordinary commercial housing in the central city; 0.5% of the total housing price is subsidized for those who purchase ordinary second-hand housing .
Sichuan Dazhou regulations: Families with two or three children who comply with the national fertility policy and purchase a second new commercial house within the boundaries of Dazhou City can be regarded as the first house and enjoy the interest rate of the first house, and the housing provident fund loan amount can be increased by 100,000 yuan.
The birth subsidy for families with multiple children can be traced back as early as September 15, 2021. Linze County, Zhangye City, Gansu issued the "Implementation Opinions on Optimizing the Fertility Policy in Linze County to Promote Long-term Balanced Development of the Population (Trial)", which is considered to be a It is the first time in the country to mention the housing subsidy policy for families with three children.
Linze County proposes: For families with permanent residence in Linze who have two or three children, they will be given a government subsidy of 40,000 yuan when purchasing commercial housing in the urban area of Linze County. A government subsidy of 30,000 yuan will be given when purchasing commercial housing in concentrated residential areas.
Ningbo, Zhejiang is the first city in the country to support three-child families from the provident fund level.
On December 30, 2021, the Ningbo Municipal Bureau of Housing and Urban-Rural Development, Zhejiang Province issued the "Notice on Adjusting the Housing Provident Fund Loan Policy in Ningbo", which stipulates that families who have two or three children in accordance with the national fertility policy should continuously pay the housing provident fund full of In 2 years, if you apply for a provident fund loan for the first time to buy your first self-occupied house, the maximum loan amount of the housing provident fund will be increased from 600,000 yuan/household to 800,000 yuan/household.
Earlier, many localities gave preference to families with multiple children in terms of public rental housing.
Specifically, the Beijing Municipal Commission of Housing and Urban-Rural Development stated in the "Notice on Strengthening the Qualification Review and Distribution Management of Public Rental Housing" implemented on August 20, 2021, that Beijing will give priority to the allocation of public rental housing to many families with minor children waiting for rent. It took the lead in implementing the housing policy of the State Council to encourage the three-child policy in the country.
In addition, Guangdong Province, Anhui Province, etc. also proposed that when allocating public rental housing, families that meet the local housing security conditions and have minor children can be given appropriate care according to the number of minor children.
It is generally believed in the industry that the easing policy for home purchases for families with two and three children will be one of the key directions of future property market regulation.
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