Xinhua News Agency, Shanghai, May 8 (Reporters Sang Tong, Yuan Quan) "Since March, various financial institutions in Shanghai have issued loans of 33.5 billion yuan to 731 anti-epidemic material supply companies and logistics companies; More than 10,000 enterprises affected by the epidemic have issued loans of 72.3 billion yuan." Yu Wenjian, member of the Party Committee of the Shanghai Headquarters of the People's Bank of China, introduced the recent efforts to small and micro enterprises at a press conference on the prevention and control of the new coronary pneumonia in Shanghai held on the 8th. Financial support for troubled market players.
Recently, Shanghai is promoting the resumption of work and production and the market in an orderly manner. Various financial support policies have continued to be promoted in terms of helping companies and individuals bail out and maintaining the smooth operation of the financial market.
Yu Wenjian said that in terms of supporting individuals, the People's Bank of China clearly requires that those who are hospitalized or quarantined due to infection with new coronary pneumonia, those who need to be quarantined and observed for epidemic prevention and control, and those who participate in epidemic prevention and control, who cannot be repaid in time due to the impact of the epidemic. Businesses will not be submitted as overdue records; for individuals who have temporarily lost their source of income due to the impact of the epidemic, credit records will be submitted according to the adjusted repayment arrangement;
Cao Guangqun, a member of the party committee and deputy director of the Shanghai Banking and Insurance Regulatory Bureau, said that in response to the demands of some enterprises and citizens to "increase loans" and "reduce costs", it is required to make all the loans available.
As of the end of the first quarter of this year, the balance of inclusive loans of major large and medium-sized Chinese banks in Shanghai exceeded 640 billion yuan, a year-on-year increase of 30%; Shanghai's inclusive loan interest rate for small and micro enterprises was about 4.96%, one of the lowest in the country.
In view of the current situation of "difficulty in repayment" and "difficulty in renewing loans" for some enterprises and citizens, it is required to renew the loan as long as possible.
In the first quarter of this year, Shanghai Chinese-funded commercial banks provided a total of 199.2 billion yuan in seamless loan renewals by means of renewing loans without repayment and repayment on demand, of which the loan renewal without principal repayment increased by 109% year-on-year; The later repayment exceeded 8.1 billion yuan, and a total of more than 20,000 personal housing mortgage loans have been provided with delayed repayment services.
In addition, various financial markets are also actively playing the role of direct financing channels, helping enterprises to solve difficulties by establishing green channels, reducing or exempting handling fees, and conducting online acceptance.
It is reported that the Shanghai Stock Exchange has established a green channel for bond issuance; the China Foreign Exchange Trade System fully exempts small and medium-sized enterprises from foreign exchange derivatives transaction fees; the Shanghai Futures Exchange exempts all futures types of delivery fees; handle business online and expand the scope of online acceptance; China UnionPay implements a support plan for UnionPay QR code transaction fee discounts; Shanghai Securities and Futures Fund actively provides support for the resumption of work and production and economic development of Shanghai enterprises on the basis of ensuring the smooth operation of the industry .
Guan Xiaojun, deputy director of the Shanghai Local Financial Supervision Bureau, said that in the next step, Shanghai's financial industry will continue to introduce targeted measures according to the new situation and new needs of enterprises, and make every effort to do a good job in financial support.