China News Service, Beijing, May 9 (Reporter Liu Yuying) The Office of the Leading Group for the Promotion of the Development of Small and Medium-sized Enterprises of the State Council of China recently issued the "Several Measures to Help Small, Medium and Micro Enterprises to Relieve and Solve Difficulties", proposing that all localities should actively arrange for small and medium-sized enterprises and 10 measures, including special funds for individual industrial and commercial households, help realize the stable and healthy development of small, medium and micro enterprises.
According to the official website of the Ministry of Industry and Information Technology of China on the 9th, the measures include: all localities should actively arrange special funds for the relief of small, medium and micro enterprises and individual industrial and commercial households, and provide housing rent, water and electricity fees, guarantees to enterprises in difficulty and individual industrial and commercial households in light of local actual conditions. Expenses, epidemic prevention expenses and other subsidies, and provide loan discounts, social security subsidies, etc.
The measures clearly state that large state-owned commercial banks will strive to increase inclusive loans to small and micro enterprises by 1.6 trillion yuan in 2022.
For small and medium-sized micro-enterprises and individual industrial and commercial households that have temporarily encountered difficulties in production and operation due to the impact of the epidemic but have good development prospects, the bank will reasonably adopt methods such as loan renewal, loan extension, and adjustment of repayment arrangements to avoid loan withdrawal and loan termination.
In addition, the measures also propose to carry out special actions to prevent and resolve arrears of small and medium-sized enterprises, centralize the resolution of existing arrears, and realize that the arrears without disagreement should be cleared up. Negotiate a settlement or use legal means to solve it.
Recently, affected by the increasing complexity and uncertainty of the external environment and the frequent occurrence of domestic epidemics, market players, especially small and medium-sized enterprises, have experienced a significant increase in difficulties, and the production and operation situation is not optimistic.
According to data released by the China Association of Small and Medium Enterprises, in April 2022, the development index of China's small and medium-sized enterprises continued to be 88.3. On the basis of a decrease of 0.6 points from the previous month, it continued to decrease by 0.3 points from the previous month, which was lower than the level of the same period in 2021; it has been 3 consecutive months. decline.
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