China News Service, Shanghai, May 8 (Reporter Chen Jing) At the press conference on the prevention and control of the new crown pneumonia epidemic in Shanghai held on the 8th, Cao Guangqun, member of the Party Committee and deputy director of the Shanghai Banking and Insurance Regulatory Bureau, said that this round of epidemic prevention and control During the period, Shanghai Insurance Company expanded its new crown liability on more than 2,700 insurance products, covering more than 5 million people insured, and the current epidemic-related insurance compensation amount has exceeded 34 million yuan (the same below).
This insurance company provides exclusive insurance coverage for medical workers in Shanghai free of charge, with an insured amount of more than 150 billion yuan.
According to incomplete statistics, since March, financial institutions in Shanghai have issued a total of 33.5 billion yuan in loans to 731 anti-epidemic material supply companies and logistics companies, 80% of which are credit loans.
Loans of 72.3 billion yuan were granted to more than 10,000 enterprises affected by the epidemic, such as catering, retail, tourism and transportation.
Yu Wenjian, Member of the Party Committee of the Shanghai Headquarters of the People's Bank of China and Director of the Financial Consumer Rights Protection Bureau of the Head Office, said: "On the basis of the existing re-lending and re-discount tools to support agriculture, small and micro businesses, we have actively used the state's incremental balance of inclusive small and micro loans. % Provide incentive funds and other preferential policies, urge financial institutions to focus on helping small and micro enterprises and individual industrial and commercial households, and provide relevant financial services."
Cao Guangqun said that the Shanghai Banking and Insurance Regulatory Bureau has issued relevant "notices", adhering to the principle of "doing special matters and urgent matters urgently, renewing all loans that should be made, if the reduction can be reduced, then the concession will be granted, and if the guarantee can be guaranteed, the compensation will be guaranteed. Compensation", aiming at "letting the financial industry a share of profits and safeguarding the prosperity of the real economy."
In response to the demands of some enterprises and the public to "increase loans" and "reduce costs", the Shanghai Banking and Insurance Regulatory Bureau requires that all loans should be fully borrowed; In response to the market's demands for "guaranteing supply" and "guaranteeing smooth flow", it is required to open up a "green channel" for urgent matters.
In response to the expectations of enterprises and the public for "convenience" and "digitalization", the Shanghai Banking and Insurance Regulatory Bureau asked the special affairs office to provide online services; in response to the concerns of some enterprises and citizens of "less protection" and "difficulty in making payments", the bureau asked If you can insure, you will be indemnified.
It is understood that since the end of March this year, a team of more than 40 people led by the main person in charge of the Shanghai Banking and Insurance Regulatory Bureau has been stationed at the bureau 24 hours a day, dispatching and guiding the banking and insurance institutions here to coordinate the work of epidemic prevention and control and financial services, and vigorously promote various The implementation of this financial policy.
This round of epidemic has had a relatively large impact on the operation of small and micro enterprises and individual industrial and commercial households, and personal income has also been affected. Yu Wenjian, member of the Party Committee of the Shanghai Headquarters of the People's Bank of China and director of the Financial Consumer Rights Protection Bureau of the Head Office, said that the People's Bank of China and the State Administration of Foreign Exchange formulated and issued After the 23 financial support policies, the Shanghai Headquarters of the People's Bank of China, in accordance with the principle of urgent need first, has specially issued 20 supporting measures to fully promote the faster and fuller release of policy dividends.
Among them, it is very important to increase financial support for small and micro enterprises and other troubled market players.
In terms of supporting individuals, it is clearly required that overdue credit business that fails to repay in time due to the impact of the epidemic will not be reported as overdue records for those who are hospitalized or quarantined due to infection with new coronary pneumonia, those who need to be quarantined and observed for epidemic prevention and control, and those who participate in epidemic prevention and control. For individuals who have temporarily lost their source of income due to the impact of the epidemic, credit records shall be submitted according to the adjusted repayment arrangement; if they have been submitted, they shall be adjusted according to the credit investigation and error correction procedures.
The Shanghai Headquarters of the People's Bank of China has guided financial institutions to respond quickly to market concerns in response to urgent problems such as the impact of the epidemic and the difficulty in repaying personal mortgages, encourages delays that should be postponed, and introduced measures such as deferred repayment and adjustment of repayment plans to ease customer repayments. money pressure.
Yu Wenjian said: "We also encourage financial institutions to increase credit support for flexible employment such as taxi drivers, online shop owners, and truck drivers."
Yu Wenjian said that on the basis of previous work, the Shanghai Headquarters of the People's Bank of China will continue to strengthen communication and coordination with relevant departments of the Shanghai Municipal Government, actively respond to the reasonable demands of financial institutions and market players, and comprehensively use a variety of monetary and credit policy tools to effectively help recipients. Difficult market players overcome difficulties, resume development, and make every effort to ensure the financial needs of Shanghai's resumption of work and production and the high-quality development of the real economy.
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