Granting loans, reducing fees and giving profits... Shanghai's financial industry has taken many measures to help enterprises resume work and production
The reporter learned from the Shanghai Banking and Insurance Regulatory Bureau that after the release of the first batch of "whitelists" of enterprises to resume work and production in Shanghai, many financial institutions have supported enterprises to resume work and production by issuing loans, reducing fees and granting profits, and remittances online. .
Since March, China Construction Bank Shanghai Branch has provided a total of 60 billion yuan in domestic and foreign currency corporate loans, including nearly 10 billion yuan in corporate credit for prevention and control and urban security, supporting major project construction, urban security, living materials and medical care. The production and distribution of supplies, etc.; leveraging the advantages of CCB’s 7*24-hour online products, a total of 2,190 supply chain financings totaling 4.88 billion yuan have been issued to 69 core enterprises, benefiting over 1,000 upstream and downstream chain enterprises; Small and micro enterprises have been caring for and supporting efforts, with a total of nearly 14 billion yuan in inclusive finance loans, and over 4.5 billion yuan in non-repayment loan renewals and deferred principals.
Bank of Communications Shanghai Branch has recently launched "eight measures to help resumption of work and production" with the focus of "guaranteing supply, transportation, and chain" after launching eight measures for anti-epidemic relief for small and micro enterprises in the early stage, including: Continue to pay attention to the people's livelihood to help ensure sufficient supplies; increase the support of the transportation system to help ensure the smooth flow of logistics; focus on the resumption of manufacturing in the manufacturing industry to help ensure the stability of the supply chain; continue the established bailout policies to help small and micro enterprises recover steadily; increase fees and profits To reduce the burden on small and micro enterprises; to use the advantages of online services to improve the financing convenience of small and micro customers; to communicate closely with the government to coordinate service resumption of work and production;
China Merchants Bank Shanghai Branch does not blindly withdraw, cut off or suppress loans, but provides special loan quotas and preferential interest rates for epidemic prevention and control.
Since March this year, a total of nearly 7 billion loans have been issued to more than 180 enterprises to help enterprises resume work and production.
So far, Ping An Group’s companies in Shanghai have provided more than 3.041 billion yuan of funds to help corporate customers with financing and relief.
Ping An Bank Shanghai Branch launched measures to stabilize the chain and ensure supply for a number of industries affected by the epidemic by analysing customers' operating conditions and capital needs, and achieved relief credit issuance of over 2.828 billion yuan, involving more than 111 dealers across the country.
Ping An Pratt & Whitney, a subsidiary of Lufax Holding, launched three types of small and micro financing support measures, including lowering rates, extending the repayment period, and expanding the scope of credit, helping 679 small and micro business owners to obtain 213 million yuan in financing.
Industrial Bank Shanghai Branch uses online channels to continuously communicate with enterprises, understand the current situation of enterprise operations, stage difficulties and financial needs, and provide targeted financial service solutions.
At present, it has provided consultation and answers to more than 400 enterprise representatives and individual operators on financing plans and enterprise assistance policies.
For small and micro enterprises, on the one hand, the bank provides personal business loans "Lianliandai" without principal repayment, and temporarily troubled small and micro enterprises and individual industrial and commercial households can apply for a grace period and extend the loan period.
On the other hand, we will further increase the efforts to reduce fees and give profits, and reduce the guiding interest rate of inclusive financial loans by 100 basis points at one time, so as to support the stable development of small and micro enterprises and individual industrial and commercial households.
For small and micro enterprises and individual industrial and commercial households in various industries affected by the epidemic, China Zheshang Bank Shanghai Branch introduced measures such as changing the repayment plan and providing grace period services to solve the problem of customers' difficulty in repaying the principal and interest of operating loans; "Special Office Green Channel" to support remote investigation and verification to ensure uninterrupted and uninterrupted financial services.
(Headquarters reporter Wu Qiongning Wanting)