Zhongxin Finance, April 16th. The General Office of the China Banking and Insurance Regulatory Commission issued a notice on the 15th on financial support for freight and logistics to ensure smooth and smooth work, proposing that commercial banks and auto finance companies have temporary difficulties in repaying auto loans due to the impact of the epidemic. , enterprise group finance companies, financial leasing companies, etc., should make arrangements for extension, extension or renewal of loans as appropriate.
The notice pointed out that all banking and insurance institutions should strengthen the care and assistance for truck drivers, and provide convenient and effective comprehensive financial services in a timely manner according to the actual situation.
Flexibly adjust the repayment arrangements for personal housing mortgages, credit cards and other credit repayment arrangements for truck drivers, and reasonably delay the repayment period to help them tide over difficulties.
The notice also mentioned that banking and insurance institutions are encouraged to optimize the approval process in accordance with market-oriented principles, and to open up green channels for transportation enterprises that undertake heavy tasks of epidemic prevention and control and emergency transportation to provide flexible and convenient services.
Banking institutions are encouraged to lower the actual loan interest rate and appropriately reduce fees on the basis of comprehensive consideration of their own business conditions and the repayment ability of customers.
Encourage insurance companies to improve the efficiency of insurance claims, and moderately delay the payment of premiums for freight car insurance and other insurance premiums based on the actual situation of epidemic prevention and control.
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