Recently, the news that "many banks have lowered their online transaction limits for personal accounts" has received widespread attention.
A reporter from the "Rules of Law Daily" consulted the relevant person in charge of the China Banking and Insurance Regulatory Commission, and received a reply that the China Banking and Insurance Regulatory Commission had not issued a special document.
The reporter interviewed a number of banks, and the banks have different opinions on the issue of lowering the online transaction limit of personal accounts:
The relevant person in charge of Bank of Communications told reporters that the limit of personal online transactions of Bank of Communications has always been 50,000 yuan, which has not changed.
The official website of the Agricultural Bank of China issued the "Announcement on Reducing the Transaction Limits of Some Customers' Online Financial Channels", stating that there have been frequent telecom and online frauds recently. Transfer to investigate.
At that time, if customers need to increase the online transfer limit, they can go to any outlet with relevant documents and bank cards.
The reporter then called the customer service number of ICBC, and the staff said that "there is no notification about the reduction of the limit". The personal account is a first-class account with a daily transaction limit of 30,000 yuan, and there is no limit for the transfer at the counter.
(All media reporter Zhou Fenmian)