The insurance industry has achieved remarkable results in escorting the economy (Sharp Finance and Economics)

　　Recently, many domestic insurance institutions have successively disclosed their 2021 annual reports.

Judging from the annual reports disclosed by major insurance institutions, in 2021, the overall operation of the insurance industry will be stable with progress, reform and innovation will continue to deepen, the quality and efficiency of serving the real economy will be improved, and the role of economic "shock absorbers" and social "stabilizers" will be further demonstrated. .

　　The heads of a number of insurance institutions said that in the future, they will continue to adhere to the origin of insurance, focus on serving the overall situation of national development and safeguarding the people's good life, and continuously improve the supply capacity of insurance services, so as to help the high-quality development of China's economy with the high-quality development of the industry itself.

　　Play the role of risk protection

　　As a risk transfer tool, the core value of insurance lies in risk protection and management.

　　The annual report of China Life Insurance Co., Ltd. shows that in 2021, the company's total premiums will reach a new high on the basis of breaking through 600 billion yuan in 2020, and continue to maintain industry leadership.

The company actively participates in the construction of a multi-level social security system. The critical illness insurance program covers more than 350 million people, the long-term care insurance program covers 23 million people, and the urban customized commercial medical insurance program covers more than 10 million people. The pilot work of exclusive commercial pension insurance is orderly. advance.

　　"From the perspective of the macro environment, my country's economy has been improving for a long time, the overall social situation is stable, financial reform and opening up has been accelerated in an all-round way, and high-quality development has become the main line of logic for the life insurance industry to achieve a new leap forward. Insurance supply will continue to deepen, and China will remain the world's largest personal insurance company. From the perspective of public demand, people’s insurance awareness has deepened, consumer demand has been upgraded, and the demand for risk management, wealth management, and health management will continue to expand, and the life insurance industry will have a broader space for development.” China Life Insurance Co., Ltd. Company officials said.

　　According to Li Quan, CEO of New China Life Insurance Co., Ltd., in 2021, New China Insurance will give full play to the advantages of insurance companies, and has provided a total investment of more than 380 billion yuan, and the risk insurance amount will exceed 1.3 trillion yuan.

　　In terms of serving Healthy China, the policy insurance business of New China Insurance has covered about 9.42 million people in 8 provinces, serving 246,800 person-times accumulatively, and paying 179 million yuan in compensation.

　　Support the development of the real economy

　　As an important part of the financial industry, the insurance industry has its own unique way of supporting the real economy.

　　Xing Hua, president of China United Insurance Group, said that in 2021, China Insurance will provide nearly 4 trillion yuan of risk protection for 130,000 enterprises.

Among them, it serves 57,000 small, medium and micro enterprises and provides risk protection of over 800 billion yuan.

China Insurance also fully supports the national science and technology innovation strategy, providing risk protection for more than 2,000 technology companies in semiconductor chip manufacturing, LCD panel manufacturing, nuclear power plant key equipment manufacturing and other industries, and providing nearly 23 billion yuan for major equipment manufacturing companies and new material manufacturers. Meta-risk protection.

　　"In order to solve the problem of capital turnover for small and micro enterprises, we actively implement the relevant requirements of the China Banking and Insurance Regulatory Commission, and vigorously develop insurance products that replace security deposits. For example, in the fields of construction engineering and other fields, we have provided relevant enterprises with bid guarantees, performance guarantees, and wage payment guarantees. , engineering quality and other insurance products, covering nearly 240 cities, releasing nearly 30 billion yuan of deposits for about 100,000 corporate customers, effectively reducing the operating burden of enterprises." Xinghua said.

　　The reporter learned from China Export & Credit Insurance Corporation that in 2021, China Credit Insurance's export trade insurance coverage for the 14 member countries of the Regional Comprehensive Economic Partnership (RCEP) will reach US$64.53 billion, accounting for 9.8% of the total coverage.

From January to February this year, the cumulative underwriting amounted to 13.22 billion US dollars, a year-on-year increase of 23.6%, accounting for 10.4% of the total underwriting amount, an increase of 0.3 percentage points year-on-year.

　　According to the relevant person in charge of China Credit Insurance, "As a professional credit risk management institution, China Credit Insurance focuses on the problems and needs that enterprises may face after RCEP takes effect, from tracking and investigating RCEP policies and changes in the trade environment, increasing policy financing support, and promoting traditional enterprises. We will start with transformation and upgrading, and ensure the smooth flow of the industrial chain and supply chain, and provide professional services for enterprises to connect with RCEP.”

　　Serve the overall situation of national development

　　How to better serve the overall situation of national development is a must-answer question for the insurance industry to move towards high-quality development.

　　Luo Xi, chairman of the People's Insurance Company of China, introduced at a press conference held recently that in terms of serving rural revitalization, the company has launched a comprehensive solution of "rural insurance" covering more than 90 types of insurance, with a premium of 26.5 billion yuan. A year-on-year increase of 12%; in terms of serving smart transportation, it actively promotes new energy vehicle insurance, promotes the risk control model of IoT operating vehicles, and the "police-insurance linkage" serves more than 5 million people throughout the year; in terms of serving health and elderly care, it has 140 nationwide coverage. A number of cities have launched the "Benefiting the People's Insurance" business, benefiting more than 55 million people...

　　"It can be said that we have explored business resources in serving the national strategy, which has brought real incremental premiums to the company. Last year, the group's premium growth rate was among the best among major insurance groups, which is largely due to this." Xi said that PICC will correctly understand and grasp stability while seeking progress, undertake its mission and responsibility in serving the overall situation of the country and stabilizing the macro economy, and more actively promote high-quality development with the reform and innovation of its own mechanisms, platforms, products and services.

　　The annual report of China Ping An Insurance (Group) Co., Ltd. shows that in 2021, China Ping An actively responded to the carbon peaking and carbon neutrality goals, and the original insurance premium income of environmental sustainable insurance was 44.569 billion yuan.

At the same time, Ping An has also continued to promote the "Three Villages Project" project. As of the end of December 2021, it has provided a total of 41.850 billion yuan in poverty alleviation and industrial revitalization assistance funds.

　　Reporter: Wang Junling